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Report of the Working Group on Digital Lending including ...

Report of the Working Group on Digital Lending including Lending through Online Platforms and Mobile Apps Reserve bank of India November 18, 2021 [1] [2] Acknowledgements The Working Group expresses its gratitude to the Governor, Reserve bank of India, Shri Shaktikanta Das for entrusting the responsibility on the Group to comprehensively study all aspects of Digital Lending activities to enable an appropriate policy approach. The Group invited inputs and held virtual interactions with various stakeholders including financial institutions, government bodies, law enforcement agencies, academicians, and FinTech associations/ groups.

Nov 18, 2021 · AI can ask questions, discover and test hypotheses, and make decisions automatically based on advanced analytics operating on extensive data sets. Annual Percentage Rate: The annual rate that is charged for borrowing a loan and ... rails, bank batch/ bulk payment rails, card rails, carrier billing rail, check imaging rail, etc.)

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