Transcription of Section 2.01 - Agency Loan Programs
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Section 2.01 - Agency Loan Programs
Section August 24, 2018 Agency loan Programs Page 1 of 594 Correspondent Seller Guide Section - Agency loan Programs In This Product Description This product description contains the following topics. Overview .. 6 Product Summary .. 6 Related Bulletins .. 7 loan Terms .. 8 Minimum loan Amount .. 8 Maximum loan Amount .. 8 Agency Maximum LTV/TLTV/ HTLTV Ratio Requirements .. 9 Agency Plus Maximum LTV/TLTV/ HTLTV Ratio Requirements .. 12 ARM Disclosures .. 15 ARM Parameters .. 15 Assumability Provisions .. 17 Interest Only Parameters .. 17 Multiple Financed Properties for the Same Borrower .. 17 Ability-to-Repay and Qualified Mortgage .. 21 General .. 21 Eligible Transactions .. 21 Calculation of LTV/TLTV/HTLTV Ratios .. 21 Construction Lending Single 25 Construction Lending 31 Fannie Mae s HomeStyle Energy for Improvements on Existing Properties/Freddie Mac s Energy Conservation Improvements.
** See Bulletin COR20-015 and COR21-023 for additional COVID-19 restrictions. ** ** See Bulletin COR21-013 and COR21-014 regarding ineligibility of Agency non-AUS second home and
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