Transcription of Section 2.01 - Agency Loan Programs
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Section 2.01 - Agency Loan Programs
Section August 24, 2018 Agency Loan Programs Page 1 of 594 Correspondent Seller Guide Section - Agency Loan Programs In This Product Description This product description contains the following topics. Overview .. 6 Product Summary .. 6 Related Bulletins .. 7 Loan Terms .. 8 Minimum Loan Amount .. 8 Maximum Loan Amount .. 8 Agency Maximum LTV/TLTV/ HTLTV Ratio Requirements .. 9 Agency Plus Maximum LTV/TLTV/ HTLTV Ratio Requirements .. 12 ARM Disclosures .. 15 ARM Parameters .. 15 Assumability Provisions.
conduct a comprehensive risk assessment of each mortgage loan application; and render a decision to either approve or decline the mortgage loan application, regardless of AUS findings. Unless otherwise stated, the guidelines outlined in this product description apply for standard Agency, Agency Plus, and Agency Plus Select loan transactions.
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