Transcription of Section 2.01 - Agency Loan Programs - STMPartners
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Section 2.01 - Agency Loan Programs - STMPartners
Section August 24, 2018 Agency Loan Programs Page 1 of 594 Correspondent Seller Guide Section - Agency Loan Programs In This Product Description This product description contains the following topics. Overview .. 6 Product Summary .. 6 Related Bulletins .. 7 Loan Terms .. 8 Minimum Loan Amount .. 8 Maximum Loan Amount .. 8 Agency Maximum LTV/TLTV/ HTLTV Ratio Requirements .. 9 Agency Plus Maximum LTV/TLTV/ HTLTV Ratio Requirements .. 12 ARM Disclosures .. 15 ARM Parameters .. 15 Assumability Provisions .. 17 Interest Only Parameters .. 17 Multiple Financed Properties for the Same Borrower .. 17 Ability-to-Repay and Qualified Mortgage .. 21 General .. 21 Eligible Transactions .. 21 Calculation of LTV/TLTV/HTLTV Ratios .. 21 Construction Lending Single 25 Construction Lending 31 Fannie Mae s HomeStyle Energy for Improvements on Existing Properties/Freddie Mac s Energy Conservation Improvements.
Section 2.01 August 03, 2018 Agency Loan Programs Page 6 of 594 Correspondent Seller Guide Overview Product Summary This product description is designed to provide information on SunTrust’s standard
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