Transcription of Section C. Borrower Credit Analysis Overview
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Section C. Borrower Credit Analysis Overview
HUD 4, Section C4-C-1 Section C. Borrower Credit AnalysisOverviewIn This SectionThis Section contains the topics listed in the table NameSee Page1 General Guidelines for Analyzing BorrowerCredit4-C-22 Guidelines for Credit Report Review4-C-73 Evaluating Non-Traditional Credit andInsufficient Credit4-C-164 Borrower Liabilities: Recurring Obligations4-C-185 Borrower Liabilities: Contingent Liabilities4-C-216 Borrower Liabilities: Projected Obligations andObligations Not Considered Debt4-C-23 Chapter 4, Section CHUD General Guidelines for Analyzing Borrower CreditIntroductionThis topic contains information on the general guidelines for analyzingborrower Credit , including past Credit performance analyzing Credit history documenting Analysis of delinquent accounts lack of established Credit history verifying and documenting non-traditional Credit providers, and non-traditional mortgage Credit report (NTMCR).
requires that the credit reporting agency has verified the existence of the credit providers that the credit was actually extended to the borrower, and the creditor has a published address or telephone number. Reference: For more information …
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