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SERVICE CHARGE AND FEE SCHEDULE

SERVICE CHARGE AND FEE SCHEDULEE ffective August 8, 2017 (Subject to Change) FreeMonthly checking account Money (mobile/online Standard) Transfer (mobile/online Standard) Pay (mobile/online Standard)6 .. Access/MobileAccess+6 ..FREEeDeposits (mobile/online) Credit Card annual fee ..NONEVisa Debit Card annual No minimum monthly transaction requirementsPlastic card transfer from savings/checking/line of at ABECU owned ATMs or CO-OP or HSA notary SERVICE ..FREEA ccount AdministrationMaintenance CHARGE for accounts in a householdwith combined total loan balances and total averagedaily deposit balances less than $ $5/month Exempt accounts: members age 25 and younger or age 65+, new members with accounts open less than 6 months, or members with direct deposit(s) totaling $500+ per $25 Returned $5/eachAccount $20/

SERVICE CHARGE AND FEE SCHEDULE Effective August 8, 2017 (Subject to Change) Free. Monthly checking account maintenance.....… FREE

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