SHORT-TERM DISABILITY INSURANCE - Cigna

OOffered by Life INSURANCE Company of North America, a Cigna companySUMMARY OF BENEFITSP repared for:Richardson Independent School DistrictDisability INSURANCE pays a portion of your salary if you re unable to work due to a covereddisability. When reviewing this coverage, consider how long you can personally go withoutreceiving a Can Elect Coverage?:You: All active, Full-Time Employees of the Employer regularly working a minimum of 30 hours per week in the United States, who are citizens orpermanent resident aliens of the United will be eligible for coverage the first of the month following date of Coverage:Gross WeeklyBenefit1 Maximum GrossWeekly BenefitBenefit Waiting PeriodMaximum BenefitPeriod(Includes Benefit Waiting Period)Plan 160% of your weeklycovered earnings$1,00020 Days for accident20 Days for sickness13 Weeks for accident13 Weeks for sicknessPlan 260% of your weeklycovered earnings$1,00010 Days for accident10 Days for sickness13 Weeks for accident13 Weeks for sicknessEmployee s Monthly Cost of Coverage.

Terms and conditions of coverage for Short Term Disability insurance are set forth in Group Policy No. VDT 962970. This is not intended as a complete description of the insurance coverage offered. This is not a contract. Complete coverage details, including premiums, are contained in the Policy Certificate. If there are any differences

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