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Simplified Issue Whole Life Guaranteed Issue …

GUIDES implified Issue Whole LifeGuaranteed Issue Whole Life2 Inside: GIWL Rates ..2 EIWL Rates ..4 El Deluxe Rates .. 6 El Premier Rates ..8 Provider WL Standard Rates ..10 Provider WL Preferred Rates ..12 Provider WL Juvenile Rates ..13 Riders ..14 Rider Rates ..15 Premium Calculations ..16 Simplified Underwriting ..17 App Submission Tips ..18 Preferred UW Criteria ..19 Whole life Portfolio Five products for ages 0 to 801. Simple yes/no applications. Affordable, guaranteed2 coverage. Level Guaranteed premiums; Guaranteed cash values. Know Before You Go point-of-sale telephone interviews. No routine medical exams, bodily fluids testing3, or physician s statements. Initial premium can be drafted. Initial 1st-year commission paid daily if on EFT. Application can be taken over the phone. Electronic application available for final expense Markets: Middle Market. 50+ Market. Final Expense. Family Protection Needs. Juvenile Market. Clients who prefer Simplified Issue to full underwriting.

3 Guaranteed Issue Whole Life Graded Benefit Endowment Insurance Commission Chargeback Policy: • 100% chargeback if Insured dies during policy year 1.

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  Life, Issue, Whole, Simplified, Guaranteed, Simplified issue whole life guaranteed issue, Guaranteed issue whole life

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