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Small and Medium Enterprises Financing - ESCAP

Small and Medium Enterprises Financing ESCAP is the regional development arm of the United Nations and serves as the main economic and social development centre for the United Na- tions in Asia and the Pacific. Its mandate is to foster cooperation between its 53 members and 9 associate members. ESCAP provides the strategic link between global and country-level programmes and issues. It supports Governments of countries in the region in consolidating regional positions and advocates regional approach to meeting the region's unique socioeconomic chanllenges in a globalizing world. The ESCAP office is located in Bangkok, Thailand. Please visit the ESCAP website at for further information.

the early stage of SME growth, the financial needs of SMEs are generally met by family, friends and founders, while in the steady growth stage, the banks are one of the capital providers amongst other investors. The latter is because only at this stage do SMEs have an ability to provide requested collateral and business track records to banks.

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