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SMES’ ACCESS TO FINANCE IN SOUTH AFRICA

SMES ACCESS TO FINANCE INSOUTH AFRICA A SUPPLY-SIDE REGULATORY REVIEW byThe Task Group of the Policy Board for Financial Services andRegulationHans Falkena (Chairman)Iraj AbedianMagali von BlottnitzCas CoovadiaGabriel DavelJoe MadungandabaElias MasilelaStuart ReesInternal report: not for publicationiiTABLE OF CONTENTSEXECUTIVE SUMMARY

It is important to point out that the SMME sector includes a wide range of enterprises. There are major differences between medium-sized enterprises on the one hand, and very small or micro-enterprises on the other. The primary focus of this Report has been on small and medium-enterprises rather than on

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