Smmall Creditor QQualified Mortgages
(3) substantially equal payments calculated using an amortization period of 30 years or less? [§1026.43(f)(1)(iv)(A)]; AND (4) per your determination, the consumer is able to make the scheduled periodic payments (including mortgage-related obligations) other than the balloon payment? [§ 1026.43(f)(1)(ii)] NO STOP = Non-QM Did you do ALL of ...
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