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STABLISHED BY THE GEORGIA HIGHER DUCATION …

ESTABLISHED BY THE GEORGIA HIGHER EDUCATION SAVINGS PLAN PLAN DISCLOSURE BOOKLET AND SAVINGS TRUST AGREEMENT JULY 2, 2018 ADMINISTRATOR: THE BOARD OF DIRECTORS OF THE GEORGIA HIGHER EDUCATION SAVINGS PLAN DISTRIBUTOR: TI AA-CREF INDIVIDUAL & I NSTITUTIONAL SERVICES, LLC PLAN MANAGER: TI AA-CREF TUITION FIN ANCING, INC. 00212000A12403:6 i Please keep this Disclosure Booklet and the Savings Trust Agreement with your other records about the Path2 College 529 Plan established by the GEORGIA HIGHER Education Savings Plan (the Plan ). Investing is an important decision. You should read and understand this Disclosure Booklet and the Savings Trust Agreement in their entirety before you make contributions to the Plan.

i Please keep this Disclosure Booklet and the Savings Trust Agreement with your other records about the Path2College 529 Plan established by the Georgia Higher

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