Standard Chartered Credit Cards

Standard CharteredCredit CardsUser Guide1. Definitions ATM means an automated teller machine or any card-operated machine or device whether belonging to the bank or other participating banks or financial institutions and refers to the VISA/ MasterCard Global ATM Network, or the affiliated networks thereof. Bank means Standard Chartered Bank (Pakistan) Limited acting through its Pakistan branch. Card means the applicable Standard Chartered MasterCard/ VISA Card issued by the bank to the cardmember and includes supplementary and replacement Cards . Card account means the Standard Chartered MasterCard/ VISA Credit Card account opened by the Bank for the purpose of entering debits incurred by or for the account of, and credits received by or for the cardmember and Supplementary Cardmembers, if any, under these Terms and Conditions and includes, without limitation, all debits incurred resulting from any Cash Advances and/ or Charges and/ or Liabilities arising out of in connection with any Card Transaction or otherwise.

Account and, notified to the Cardmember from time to time. Current Balance means the total balance outstanding on the card account according to the Bank's records on the date the Statement of Account is issued including all charges and liabilities. Expiry Datemeans the month and the year of expiry specified by the Bank and printed on the

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