Continuing Education Credit for CMCA, AMS, and …

Continuing Education Credit for CMCA, AMS, ... Maintaining the AMS or PCAM designation fulfills the continuing education requirements for CMCA recertification .

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2019 PMDP National Course Schedule - caionline.org

2019 PMDP National Course Schedule Date Location Class JANUARY 2019 1/31-2/1 Falls Church, VA M-204 1/31-2/1 Raleigh, NC M-206

Model Code of Ethics for Community Association Board …

Board members should not: 1. Reveal confidential information provided by contractors or share information with those bidding for association contracts unless specifically authorized by the board. 2. Make unauthorized promises to a contractor or bidder. 3. Advocate or support any action or activity that violates a law or regulatory requirement. 4.

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CAI Professional Manager Code of Ethics

Aug 18, 2021 · offering some form of community association or financial or administrative or consulting services to one or more Clients: a. A single practitioner functioning as a client employee, or b. A single practitioner employed by a firm contracted by one or more Clients, or c.

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CONDOMINIUM SAFETY PUBLIC POLICY REPORT

Condominium Safety Public Policy Report October 2021 | Page 3 of 54 EXECUTIVE SUMMARY Following the tragic partial collapse of Champlain Tower South in Surfside, Fla., on June 24, 2021, CAI convened task forces to explore changes to laws and best practices for the community association housing

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THE BOARD MEMBER TOOL KIT

Articles of Incorporation initially create the corporation under state law and define the association’s basic purposes and powers. They may specify such things as the number of directors, terms of of-fice, and other specifics about how the board functions. (In some

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Reserve Study/Funding Laws for Condominium Associations

study or review the current one Yes No Yes, however, the board of directors, with the approval of ... Wyoming Wyoming ... No No No No No No No Disclaimer: Please remember that community associations are governed by state law, which can vary widely from state to state. This information is intended for general educational and informational ...

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An Explanation of Reserve Study Standards

limit. Major projects, such as roofing, siding, elevator modernization, etc., may have useful life expec-tancies and remaining useful life expectancies in excess of 20 or 30 years. Homeowners enjoy lower contributions when such large expenditures are spread over the entire useful life of a component, rather than only the last 20 or 30 years2 ...

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Automated Collateral Evaluation (ACE) - Freddie Mac

• Freddie Mac Relief Refinance MortgagesSM – Same Servicer or Open Access *Condominium unit loans that are eligible for ACE must still comply with Freddie Mac’s condominium project review and eligibility requirements. Business Intelligence for ACE Get insight into your ACE eligibility results with our new, award-winning Business

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Small Balance Loans - Freddie Mac

Freddie Mac’s approval Unit Limitations Loan amount > $6 million and ≤ $7.5 million: up to 100 units (above 100 units may be permitted subject to Freddie Mac’s approval) Loan Purpose Acquisition or refinance Loan Terms Hybrid ARM: 20-year term with initial 5, 7, or 10-year fixed-rate period Fixed: 5, 7, or 10-year loan term

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2020 Annual Report on Form 10K, Fourth ... - Freddie Mac

43 Single-Family Relief Refinance Loans 100 44 Credit Characteristics of Single-Family Modified Loans 102 45 Payment Performance of Single-Family Modified Loans 102 Table of Contents MD&A Table Index FREDDIE MAC | 2020 Form 10-K ii

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CFPB Consumer Laws and Regulations HPA

and Freddie Mac in the case of conforming loans); ... the lender to approve the refinance transaction. 8. The HPA includes as an adjustable rate mortgage, a balloon loan that “contains a conditional right to refinance or modify the unamortized principal at the maturity date.” Therefore, if a balloon loan contains a conditional right to ...

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Uniform Residential Loan Application - Freddie Mac

Freddie Mac Form 65 • Fannie Mae Form 1003. Effective 1/2021. To be completed by the . Lender: Lender Loan No./Universal Loan Identifier. Agency Case No. Uniform Residential Loan Application. Verify and complete the information on this application. If you are applying for this loan with others, each additional Borrower must provide

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Rental Income Matrix - Freddie Mac

July 2020 Freddie Mac Learning Rental income may be used in qualifying the borrower(s) provided the requirements of Guide Section 5306.1 and the documentation requirements contained in Guide Sections 5102.3 and 5102.4 and Chapter 5302 are met.

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Freddie Mac Home Possible Mortgages

• Seller must obtain Freddie Mac’s approval to sell mortgages with annual or monthly premium lender-paid mortgage insurance to Freddie Mac. • See Guide Section 4701.1 for additional MI requirements and options including custom MI. COLLATERAL EVALUATION • 1-unit primary residences: Use Form 70, Uniform Residential Appraisal Report.

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