Transcription of Summary of programs and services
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Summary of programs and services
Summary of programs and servicesMerrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as MLPF&S or Merrill ) makes available certain investment products sponsored, managed, distributed, or provided by companies that are affiliates of Bank of America Corporation ( BofA Corp. ). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPCand a wholly owned subsidiary of BofA Corp. Merrill Lynch Life Agency Inc. ( MLLA ) is a licensed insurance agency and a wholly owned subsidiary of BofA Corp. Banking products are provided by Bank of America, , Member FDIC and a wholly owned subsidiary of BofA products offered through MLPF&S, and insurance and annuity products offered throughMLLA:Are Not FDIC InsuredAre Not BankGuaranteedMay Lose ValueAre Not DepositsAre Not Insured by Any Federal Government AgencyAre Not a Condition to any Banking Service or ActivityAt Merrill, we make available the tools, the people and the know-how to help you create a personalized strategy to help pursue your financial goals.
offered by third -party investment managers that provide discretionary management through a separate agreement. For the MLIAP, MGI with Advisor and MGI investment advisory programs, you pay an annual asset -based fee for the services under the program and additional expenses, fees and charges apply as provided in the ADV Brochures for the programs.
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