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TD AMERITRADE INSTITUTIONAL DISCLOSURE …

TD AMERITRADE INSTITUTIONALDISCLOSURE PACKETP acket includes: Client Agreement Privacy Statement Business Continuity Plan StatementTDAI 182 REV. 07/18 Page 1 of 12 INTRODUCTIONThis Agreement governs all brokerage accounts that I open with you, all transactions in my account , the use of your websites, the Brokerage Services, the TD AMERITRADE Content, and the Third-Party Content, and is binding on my heirs, executors, administrators, successors, and assigns, and will inure to the benefit of your successors. By opening an account with you, I acknowledge that I have received, read, and understand this Agreement and agree to be bound by its terms.

Page 1 of 12 TDAI 182 REV. 04/18 INTRODUCTION This Agreement governs all brokerage accounts that I open with you, all transactions in my Account, the use of your websites, the Brokerage Services,

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