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TD AMERITRADE INSTITUTIONAL DISCLOSURE …

TD AMERITRADE INSTITUTIONALDISCLOSURE PACKETP acket includes: Client Agreement Privacy Statement Business Continuity Plan StatementTDAI 182 REV. 07/18 Page 1 of 12 INTRODUCTIONThis Agreement governs all brokerage accounts that I open with you, all transactions in my Account, the use of your websites, the Brokerage Services, the TD AMERITRADE Content, and the Third-Party Content, and is binding on my heirs, executors, administrators, successors, and assigns, and will inure to the benefit of your successors. By opening an Account with you, I acknowledge that I have received, read, and understand this Agreement and agree to be bound by its terms. I, me, my, or account owner means each account owner who signs the Account Application. You, Your, or TD AMERITRADE means TD AMERITRADE INSTITUTIONAL , Division of TD AMERITRADE , Inc., a wholly owned subsidiary of TD AMERITRADE Holding Corporation, and, when applicable, TD AMERITRADE Clearing, Inc.

Page 2 of 12 TDAI 182 REV. 04/18 Furthermore, when a successful referral is made to an Advisor through AdvisorDirect, the Advisor pays …

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