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Teens' Instructor Guide

Instructor guideTeens version 2003, 2012 Wells Fargo Bank, All rights reserved. Member FDIC. ECG-714394 Hands on Banking Instructor s Guide teens Version (Grades 6 8) Table of Contents Introduction .. 3 How to Use This Guide .. 5 You and Your Money .. 8 Section 1: Money and Banking ..10 Section 2: Value ..14 Section 3: Earning Power ..17 Teaching Tips ..18 Budgeting .. 20 Section 1: Understanding and Creating Budgets ..21 Section 2: Using a Budget ..31 Teaching Tips ..40 Savings and Checking Guide .. 42 Section 1: Savings Accounts ..44 Section 2: Checking Accounts ..62 Section 3: Balancing a Bank Account ..66 Teaching Tips ..71 Credit and You .. 74 Section 1: Credit and Credit Cards ..75 Section 2: Loans ..80 Teaching Tips ..81 Smart Investing .. 82 Section 1: Introduction to Investing ..83 Section 2: Capital Gains and Losses ..87 Teaching Tips.

1. Gain familiarity with the program: Reviewing this guide is a convenient way to familiarize yourself with the Teens’ curriculum if you do not have ready access to a computer or the Internet.

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