Transcription of Texas UM/UIM Coverage macdonalddevin
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1. Get thePolicy orPolicies Whenever possible, it is always a good idea to obtain a copy of the actual policy at issue. The TexasDepartment of Insurance makes changes in endorsement forms and policy language from time to time, andthose changes may or may not be accurately reflected by specimen policies available to the claims , information regarding policy forms will be available from the underwriting you cannot get the actual policy involved, at least get a specimen policy. The underwriting departmentor the Texas Department of Insurance has specimen policies for all forms approved for sale and deliveryin Texas by admitted carriers. REMEMBER, the provisions of policies not issued in Texas may varytremendously from the policy forms approved by the State Board of Insurance of !!! Always compare the policy language with the language of the relevant statute, ( , liability,UM, or PIP).
Nature of Coverage Texas law requires that personal auto policies include Uninsured/Underinsured Motorist Coverage unless rejected in writing
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