THE NATIONAL CREDIT ACT, 2005 - is

THE NATIONAL CREDIT ACT, 2005'All you need to know about the NATIONAL CREDIT Act as a consumer 'Volume 1: 2007 All you need to know about the CREDIT Act as a consumer1 ForewordThis booklet serves as a guide to the NATIONAL CREDIT Act 34/2005 (NCA) also referred to as 'The Act'. It is for persons who take up CREDIT in the form of a loan, lease, instalment sale, CREDIT card or obtaining goods or services on CREDIT , etc from a CREDIT provider. It is also for the use of persons or organizations acting as consumer CREDIT intermediaries such as advice centres, trade union officials and provincial consumer directories. It is an attempt to simplify the provisions of The Act as they pertain to the consumer . This booklet is not legally binding. Should there be any doubt about the meaning or application of any of the provisions of The Act, the relevant sections of the legislation as well as the regulations should be using the booklet, please note that at the end of each chapter there is a glossary simplifying terms for the benefit of the consumer who may have limited knowledge of CREDIT terms.

All you need to know about the Credit Act as a consumer 1 Foreword This booklet serves as a guide to the National Credit Act 34/2005 (NCA) also referred to as 'The Act'.

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