Transcription of TILA-RESPA Integrated Disclosure
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TILA-RESPA Integrated Disclosure
TILA-RESPA Integrated DisclosureGuide to the Loan Estimate and Closing Disclosure formsDecember 2017 Consumer FinancialProtection Bureau This guide is current as of the date set forth on the cover page. It has been updated to reflect the 2017 TILA-RESPA Rule. It has not been updated to reflect the 2018 TILA-RESPA Rule. An updated version will be posted when it is available. 2 TILA-RESPA Integrated Disclosure | VERSION Version logThe Bureau updates this guide on a periodic basis to reflect finalized clarifications to the rule which impacts guide content, as well as administrative updates. Below is a version log noting the history of this document and its updates: DateVersionRule ChangesDecember to incorporate the July 2017 final rule, including changes and clarifications on: The Loan Estimate in the General Requirements, General Information, Loan Terms, Projected Payments table, Costs at Closing, Loan Costs and Other Costs, Calculating Cash to Close table, Alternative Calculating Cash to Close table, Comparisons, and Confirm Receipt.
TILA-RESPA Rule and its Official Interpretations can provide complete and definitive information regarding its requirements. The Compliance Guide includes more information on the TILA-RESPA Rule in general. 1.1 What is the purpose of this Guide? The focus of this Guide is to provide the instructions for completing the Loan
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