TILA-RESPA Integrated Disclosure

TILA-RESPA Integrated DisclosureGuide to the Loan Estimate and Closing Disclosure formsDecember 2017 Consumer FinancialProtection Bureau This guide is current as of the date set forth on the cover page. It has been updated to reflect the 2017 TILA-RESPA Rule. It has not been updated to reflect the 2018 TILA-RESPA Rule. An updated version will be posted when it is available. 2 TILA-RESPA Integrated Disclosure | VERSION Version logThe Bureau updates this guide on a periodic basis to reflect finalized clarifications to the rule which impacts guide content, as well as administrative updates. Below is a version log noting the history of this document and its updates: DateVersionRule ChangesDecember to incorporate the July 2017 final rule, including changes and clarifications on: The Loan Estimate in the General Requirements, General Information, Loan Terms, Projected Payments table, Costs at Closing, Loan Costs and Other Costs, Calculating Cash to Close table, Alternative Calculating Cash to Close table, Comparisons, and Confirm Receipt.

8 TILA-RESPA INTEGRATED DISCLOSURE | INTRODUCTION Federal Register on August 11, 2017. The TILA-RESPA Final Rule, the amendments, and corrections are collectively referred to as the TILA-RESPA Rule in this Guide. The TILA-RESPA Rule provides a detailed explanation of how the forms should be filled out and used.

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