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Travel Insurance

ATravel InsuranceCombined Financial Services Guideand Product Disclosure Statement(including policy wording)Effective 17 November, 2021 Table of contentsProduct Disclosure Statement ..1 About this document ..1 About Tokio Marine & Nichido ..1 About RACV ..1 Your contract with Us ..1 Contacting RACV ..1 Contacting Tokio Marine & of cover ..2 plan types ..2 Information about cruising ..2 International plan benefits table ..3 Domestic plan benefits table ..4 Luggage item limits ..4 Before You buy ..5 Your Duty of Disclosure ..5 Who can purchase this policy ..5 When are benefits Cancelling Your policy.

Multi-Trip can be a good alternative if You plan to make multiple Trips over a 12 month period. Compare Your individual requirements before You choose Your plan. The Annual Multi-Trip offers: • Annual cover for an unlimited number of Trips over a 12 month period • A maximum duration limit of either 30, 45 or 60 days

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