Transcription of Travel Insurance
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ATravel InsuranceCombined Financial Services Guideand product Disclosure Statement(including policy wording)Effective 17 November, 2021 Table of contentsProduct Disclosure Statement ..1 About this document ..1 About Tokio Marine & Nichido ..1 About RACV ..1 Your contract with Us ..1 Contacting RACV ..1 Contacting Tokio Marine & of cover ..2 Plan types ..2 Information about cruising ..2 International plan benefits table ..3 Domestic plan benefits table ..4 Luggage item limits ..4 Before You buy ..5 Your Duty of Disclosure ..5 Who can purchase this policy ..5 When are benefits Cancelling Your policy ..5 Making changes to Your policy ..6 Medical Conditions and Pregnancy ..6 Sports and Activities ..7 While You are travelling ..8 Overseas emergency assistance ..8 Extending Your cover ..8 Policy Benefit sections ..9 Section 1: Cancellation Fees and Lost Deposits and exclusions ..9 Section 2: Overseas Medical, Hospital, Cash in Hospital, Dental and Related expenses and exclusions.
Product Disclosure Statement ... optional extras. All plans cover 2 Adults and Your Children and Grandchildren. We have published a series of Target Market Determinations which outline the target market intended to be suitable for each particular travel insurance plan We offer. A copy of the Target Market Determination can be
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