Transcription of Travel Insurance
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ATravel InsuranceCombined Financial Services Guideand Product Disclosure Statement(including policy wording)Effective 17 November, 2021 Table of contentsProduct Disclosure Statement ..1 About this document ..1 About Tokio Marine & Nichido ..1 About RACV ..1 Your contract with Us ..1 Contacting RACV ..1 Contacting Tokio Marine & of cover ..2 Plan types ..2 Information about cruising ..2 International plan benefits table ..3 Domestic plan benefits table ..4 Luggage item limits ..4 Before You buy ..5 Your Duty of Disclosure ..5 Who can purchase this policy ..5 When are benefits Cancelling Your policy ..5 Making changes to Your policy ..6 Medical Conditions and Pregnancy ..6 Sports and Activities ..7 While You are travelling ..8 Overseas emergency assistance ..8 Extending Your cover ..8 Policy Benefit sections.
General Exclusions ... Our managing agent, Tokio Marine Management (Australasia) Pty Ltd. ABN 69 001 488 455 (TMMA) is authorised to act on Our behalf to issue Our policies and handle and settle claims in relation to those policies, subject to the terms of the authority.
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