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Understanding Counselor Liability Risk - HPSO

Understanding Counselor Liability Risk2014 PART ONE: Overview ..5 Introduction ..6 Purpose .. 6 Database and Methodology ..7 Executive Summary ..9 Terms ..10 PART TWO: Analysis of Professional Liability Claims ..11 Analysis of Claims by Insurance Type ..12 Analysis of Severity by Year ..12 Distribution of Closed Claims ..14 Case Study 1: Example of a Counselor Claim with a Severe Outcome ..15 Counselor Specialty .. 17 Counselor Practice Location ..18 Counseling Mode ..20 Client Age ..21 Client Reason for Seeking Counseling ..22 Professional Liability Allegations ..24 Primary Allegations ..25 Additional Analysis: Closed Claims Alleging Inappropriate Sexual / Romantic Relationships Between Counselors and Clients.

PART ONE CNA AND HPSO UNDERSTANDING COUNSELOR LIABILITY RISK 2014 6 Introduction In July 2003, the American Counseling Association Insurance Trust (ACAIT) partnered with Healthcare

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