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Underwriting Guidelines - Pinney Insurance

Underwriting Guidelines Agent Guide to basic Underwriting information and requirements for American National Insurance Company & American National Life Insurance Company of New York For Agent Use Only; Not For Distribution or Use With Consumers. For Agent Use Only; Not for Distribution or Use With Consumers. 1. Table of Contents How to Submit a Life 3. Underwriting 4. Approved Vendors (Paramedical and Inspection Services).. 7. Underwriting Requirements Shelf 8. Preferred Risk Underwriting 9. Private Aviation 10. Preferred Plus, Preferred, Standard Plus Build 11. Non-Preferred Build 12. Financial Underwriting 13. Special Financial Requirements (Personal Coverage).

4 For Agent Use Only; Not for Distribution or Use With Consumers. Underwriting Requirements The charts below illustrate the underwriting requirements for American National life policies.

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