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USURY AND HOW TO AVOID IT - Snow Spence Green LLP

USURY AND HOW TO AVOID IT: impact OF NEW LEGISLATION ON. COLLECTION PRACTICES. Ross Spence SNOW FOGEL Spence LLP. 2929 Allen Parkway, Suite 4100. Houston, Texas 77019. (713) 335-4832. (713) 335-4932 (Fax). WILLIAM ROSS Spence . EDUCATION: University of Texas School of Law: cum laude in 1986. University of Virginia: cum laude in 1982. EXPERIENCE: SNOW FOGEL Spence LLP partner, since September 2005. CRADY, JEWETT. & MCCULLEY, litigation partner, July 1994 through September 1996. ANDREWS & KURTH, , 1986 through July 1994. Numerous first-chair jury and non-jury trial and appellate experiences. Types of cases handled include: contract disputes, director and officer liability, drilling disputes, oil and gas liens, trademark infringement, bankruptcy, fraudulent transfers, insurance, leases, notes, DTPA, environmental, real estate and stock fraud, toxic tort, non-compete agreements, loan commitments, collections, legal and accounting malpractice, restrictive covenants, and other, primarily commercial, cases.

USURY AND HOW TO AVOID IT: IMPACT OF NEW LEGISLATION ON COLLECTION PRACTICES Ross Spence SNOW FOGEL SPENCE LLP 2929 Allen Parkway, Suite 4100 Houston, Texas 77019

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