Transcription of V. Lending - Flood Disaster Protection
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V. Lending - Flood Disaster Protection
V. Lending - Flood Disaster Protection FDIC Consumer Compliance Examination Manual September 2019 V - Flood Disaster Protection Act The national Flood insurance Program (NFIP) is admin is te red primaril y under th e national Flood insurance Act of 1968 (1968 Act) and th e Flood Disaster Protection Act of 1973 (FDPA).1 The 1968 Act made federally subsid ized Flood insurance available to owners of improved real estate or mobile homes lo cated in special Flood hazard areas (SFHA) if th eir communit y participates in th e NFIP. The NFIP, administered by a department of the Federal Emergency Management Agency (FEMA) known as the Federal insurance and Mitigation Administration (FIMA), makes federally backed Flood insurance available to consumers through NFIP Direct Program agents who deal directly with FEMA or through the Write Your Own Program (WYO), which allows consumers to purchase federal Flood insurance from private insurance carriers.
The National Flood Insurance Program (NFIP) is administered primarily under the National Flood Insurance Act of 1968 (1968 Act) and the Flood Disaster Protection Act of 1973 (FDPA). 1. The 1968 Act made federally subsidized flood insurance available to owners of improved real estate or mobile
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