Transcription of Voya 401(k) Savings Plan
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Voya 401(k) Savings Plan
voya 401(k) Savings plan Effective September 15, 2017 Table of Contents voya 401(k) Savings plan 2 summary plan Description .. 4 Features At-A-Glance .. 5 Participation .. 7 Eligibility .. 7 Enrollment .. 7 Eligible Compensation .. 8 Your Contributions .. 10 Pre-tax Contributions .. 10 Roth Contributions .. 10 Matching Contributions .. 10 Tax Consequences and IRS Limitations .. 11 Tax Consequences of Withdrawals .. 12 Changing or Stopping Your Contributions .. 12 Catch-up Contributions .. 13 Rollovers from Another Qualified plan or IRA .. 13 How to Receive Matching Contributions .. 14 Vesting .. 15 Source of Leveraged ING Groep Stock .. 17 Profit Sharing Contributions .. 17 Investing Your Account .. 18 Investment Options .. 18 Valuing the voya Company Stock Fund, the ING Group Company Stock Fund and the ING Leveraged Company Stock Fund.
Summary Plan Description 4 The Voya 401(k) Savings Plan (the “Plan”) (formerly the ING U.S. Savings Plan and ESOP) allows you to save from 1% to 50% of your earnings (subject to limits imposed by the Internal Revenue Code (“Code”). Under the Plan, the Company will match 100% of the first 6% of your eligible contributions. The
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