Transcription of Voya 401(k) Savings Plan
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Voya 401(k) Savings Plan
voya 401(k) Savings Plan Effective September 15, 2017 Table of Contents voya 401(k) Savings PLAN 2 Summary Plan Description .. 4 Features At-A-Glance .. 5 Participation .. 7 Eligibility .. 7 Enrollment .. 7 Eligible Compensation .. 8 Your Contributions .. 10 Pre-tax Contributions .. 10 Roth Contributions .. 10 Matching Contributions .. 10 Tax Consequences and IRS Limitations .. 11 Tax Consequences of Withdrawals .. 12 Changing or Stopping Your Contributions .. 12 Catch-up Contributions .. 13 Rollovers from Another Qualified Plan or IRA .. 13 How to Receive Matching Contributions .. 14 Vesting .. 15 Source of Leveraged ING Groep Stock .. 17 Profit Sharing Contributions .. 17 Investing Your Account .. 18 Investment Options .. 18 Valuing the voya Company Stock Fund, the ING Group Company Stock Fund and the ING Leveraged Company Stock Fund.
Immediate eligibility for match You will receive matching contributions as soon as you begin to make contributions to the Plan. Contribution limits You may contribute up tothe lesser of - • 50% of your eligible compensation up to the Code limit on compensation ($275,000 in 2018) on a pre-tax or Roth basis; or
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