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Voya Fixed Account – 457/401

voya Fixed Account 457/401 (10/20) CN1382913_1022 The voya Fixed Account - 457/401 is available through a group annuity or other type of contract issued by voya Retirement Insurance and Annuity Company ( VRIAC or the Company ). The voya Fixed Account - 457/401 is an obligation of VRIAC s general Account which supports all of the Company s insurance and annuity commitments. All guarantees are based on the financial strength and claims-paying ability of VRIAC, which is solely responsible for all obligations under its contracts. Asset Class: Stability of principal Important Information This information should be read in conjunction with your contract prospectus, contract prospectus summary or disclosure booklet, as applicable.

Voya Fixed Account – 457/401. 13.4019-318 (10/18) CN1010-37722-1119 ... the investment income earned on invested assets and the amortization of ... this option, VRIAC assumes the risk of investment gain or loss by guaranteeing the principal amount you allocate to this option and promising a minimum interest rate during the accumulation ...

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