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Wells fargo Payments, Virtual Solutions, and Innovation

payments , Virtual solutions , and Innovation Avid Modjtabai Senior Executive Vice President May 11, 2017 2017 Wells fargo & Company. All rights reserved. Business Overview payments , Virtual solutions , and Innovation payments , Virtual solutions , and Innovation 2 Wells fargo 2017 Investor Day PVSI was formed in 4Q16 Deposit Products Group Ed Kadletz Cards and Retail Services Beverly Anderson (1) Treasury, Merchant, and Payment solutions Danny Peltz Consumer checking and savings Debit card Small business checking General purpose credit card Co-branded credit card Private label credit card Loyalty/rewards programs Treasury management Merchant services (card acceptance)

Wells Fargo 2017 Investor Day Payments, Virtual Solutions, and Innovation 11 From prospect to making a purchase in 5 minutes Verify new-to-bank customers with

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