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www.sanlam.com
Fund objectiveThe investor will share in the excellent growth potential offered by primarilySouth African equities, bonds and cash securities. You have a medium terminvestment horizon and you are willing to accept a moderate level of volatilityas associated with a balanced product. Capital growth, rather than capitalsecurity, is of primary importance to does growth takes place in the fund?The growth of the underlying assets determines the growth in the value of your policy. The growth is affected by the fluctuations in market conditions and doesnot GuaranteeIf you invest your Stratus Endowment or Retirement Annuity in the Multi-Manager Balanced Fund (Low Equity), you can add an investmentguarantee that will guarantee you a minimum growth of 0% per annum of the net investment. This guarantee is not available for the StratusInvestment Linked InformationFund ManagerSanlam Multi-Manager International (SMMI)Risk LevelCautiousCommencement DateOct-01 CurrencyRand-denominatedFixed Admin Management Fee at Benchmark% Guarantee0% per annumTotal Expense Investment Management FeesFees are those of a Retirement class and include VAT.
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