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X-Charge Payment Processing Software

X-Charge delivers technology and security likeno other while providing merchants with a fastand reliable Payment - Processing is integrated with point-of-sale (POS) Software systems and business managementapplications such as; Retail, Restaurant,Accounting, Practice Management, and manyothers. X-Charge offers money saving benefitsand unique features to help you achieve amore professional image by streamlining yourpayment acceptance authorizes and executes electronicdraft capture for all major credit and debitcards. MO/TO (Mail Order Telephone Order)applications are supported via the built-in AVS(Address Verification System) and CVV2features that help reduce fraudulent AVS feature also provides the merchantwith lower Processing costs since all mandatedcard data is transmitted to the are simplified through theX-Charge time initiated feature. X-Chargeautomatically settles an existing batch oftransactions at a designated time of day ornight without any user is fast!

In addition to traditional payment processing services, X-Charge now offers X-Web. X-Web is a cost-effective, secure, and reliable gateway for processing credit card transactions, providing real-time authorizations combined with fraud-prevention tools. X-Web is at the forefront of payment processing security, utilizing

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Page 4 of 25 UPDATED August 6, 2018 USER HELP OVERVIEW The OpenEdge View Merchant Portal is a real time web-based application that equips you with various Merchant

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