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YOUR BENEFIT HANDBOOK - WI ETF

YOUR BENEFITHANDBOOKETFP O Box 7931 Madison, WI 53707-7931ET-2119 (REV 10/13)TABLE OF CONTENTSINTRODUCTION ..2 VESTING REQUIREMENTS ..2 WISCONSIN RETIREMENT SYSTEM ..3 Retirement benefits ..3 Retirement Plan Objectives ..3 Which Employers Participate ..3 Eligibility to Participate ..3 Mandatory Employee Contributions ..4 Employer Contributions ..5 Additional Contributions ..5 Annual WRS Contribution Limits ..5 Participating in the Variable Trust Fund ..6 Interest Crediting ..6 Investment in Contract ..7 Social Security ..7 Social Security Number ..7 Qualified Domestic Relations Orders ..8 Obtaining Information about your Account ..8 BENEFIT Payment Options ..8 Distribution Requirements ..9 Rollovers to Another Plan ..9 Annual Statement of benefits ..9 YOUR WRS ACCOUNT PROVIDES FOUR TYPES OF benefits ..10 Separation benefits ..10 Retirement benefits ..11 Years of Creditable Service.

INTRODUCTION. This handbook provides general information about the provisions of the benefit plans administered by the Department of Employee Trust Funds (ETF).

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