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3555 Chapter 9 Income Analysis
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CHAPTER 11: RATIO ANALYSIS - USDA Rural Development
www.rd.usda.govHB-1-3555 (03-09-16) SPECIAL PN 11-1 Revised (09-22-21) PN 554 . CHAPTER 11: RATIO ANALYSIS . 11.1 INTRODUCTION Ratio calculations are used to determine if the applicant’s repayment income can reasonably be expected to meet the anticipated monthly housing expense and total monthly obligations involved in homeownership.
TABLE OF CONTENTS - USDA Rural Development
www.rd.usda.govA. Income That is Never Counted 9-2 B. Calculation of Annual Income 9-2 C. Income of Temporarily Absent Family Members 9-3 D. Applicant Assets 9-3 E. Verification Requirements 9-4 9.4 CALCULATING INCOME FROM ASSETS 9-8 9.5 ADJUSTED ANNUAL INCOME 9-8 9.6 AGENCY REVIEW OF HOUSEHOLD INCOME 9-9 SECTION 2: REPAYMENT INCOME 9-9 …