Fair Debt Collection Practices Act
Acting Chairwoman, Federal Trade Commission Consumers have faced extraordinarily difficult financial challenges over the past year. The Federal Trade Commission (FTC or Commission) remains hard at work protecting consumers from unfair and deceptive practices in the marketplace, including in the debt collection arena.
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www.njconsumeraffairs.govFair Debt Collection Practices Act 5 The Fair Debt Collection Practices Act prohibits debt collectors from using abusive, unfair or deceptive practices when attempting to collect a debt. Harassment Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not: n use threats of violence or harm;