DENTAL PLANS WITH SUPERIOR COVERAGE! LOCK IN YOUR …

1 DENTAL PLANS WITH SUPERIOR COVERAGE! LOCK IN YOUR COVERAGE. NOW TO SAVE ON UPCOMING APPOINTMENTS. MEMBER EXCITING NEW DENTAL BENEFITS! Join the thousands of NAR members who have found DENTAL insurance with the VALUE help of REALTORS Insurance Marketplace. You can have next day coverage with DENTAL PLANS designed exclusively for members of the National Association of REALTORS and their families. With REALTORS DENTAL Insurance PLANS you have three great PLANS to choose from (Platinum, Gold, and Value). These PLANS have benefits for over 370+ procedures including Preventive and Basic. Platinum and Gold PLANS also include Major DENTAL Benefits. REALTORS DENTAL Gold Plan (In-Network) Without Insurance (Based on Zip 60600).

2 Exam & $0 (100% Preventive Exam & $161 (each visit, based on 2x SEE THE Cleaning coverage 2x per year) Cleaning per year). DIFFERENCE Bitewing $0 (100% coverage on Bitewing $70. X-Ray x-rays once per year) X-Ray Participants can see a savings of 65%* vs Filling (one $28. Filling (one $147. not having insurance. surface) surface). $506 (including $75. Crown Crown $1087. deductible). whitening $191 whitening $498. Total $725 Total $2,124. *Presented for illustration purposes only. Represents a typical provider visit. Actual services and benefits may vary. (U&C) Example above uses DENTAL codes D0120 Periodic Oral Evaluation, D0272 Bitewings (two films), D6752 Retainer Crown - porcelain fused to noble metal, D1110 Prophylaxis, Adult (Permanent Dentition).

3 Sample premium rate is based on an individual adult with Gold Plan coverage in Zip Code 60600. Out of pocket expenses based on averages derived from the Ameritas claim fee analysis by procedure group for the NATIONAL ASSOCIATION OF REALTORS . HERE ARE MANY OF THE WAYS WE PROTECT YOUR SMILE AND YOUR WALLET. REALTORS DENTAL INSURANCE PLANS . PLAN Preventive PLANS include twice a year benefits with no deductible. HIGHLIGHTS 100% Preventive DENTAL Benefits when using in-network providers: Routine exams, cleanings, fluoride treatments, Coverage for over sealants, and more. Coverage for x-rays once a year. 370+ procedures. Basic - 100% Maximum Covered Expenses (MCE). Filling restoration, extractions - surgical removal of teeth, deep sedation - general anesthesia, and more.

4 Major* - 100% Maximum Covered Expenses (MCE). Onlays, maxillary partial denture - resin base, denture repair, endodontics - root canal, periodontal scaling and root planing, crown and crown repairs, pontics, fixed bridges, and more. PPO Savings overall 18% of covered charges For a list of MCE visit EXTRA PLAN whitening *. Professional tooth bleaching, also referred to as whitening . BENEFITS With this benefit, you can have a white smile that Separating ourselves enhances your appearance and helps you feel your best. from the competition. DENTAL Rewards DENTAL Rewards is an innovative plan design that was developed to reward members who visit the dentist yearly and use little of their annual maximum.

5 It allows qualifying members to carryover as much as an additional $1000 of their unused annual maximum for future claims. Orthodontia*. A lifetime-maximum benefit is available to dependent children under the age of 17 who are covered under the plan. Large Nationwide Network Our DENTAL network is one of the largest in the nation. When visiting one of our 390,000+ network providers, members can enjoy discounted fees on DENTAL procedures covered by their plan. *Extra benefits not included on Value Plan. For complete plan details, please visit or call 877-267-3752. HERE ARE MANY OF THE WAYS WE PROTECT YOUR SMILE AND YOUR WALLET. REALTORS DENTAL INSURANCE PLANS . PLANS .

6 OPTIONS Platinum Plan *Most Popular Plan*. Gold Plan Value Plan $2,100 Calendar Year $1,400 Calendar Year $1,100 Calendar Year Maximum Covered Expenses Maximum Covered Expenses Maximum Covered Expenses Member only $ Member only $ Member only $ Member & Spouse $ Member & Spouse $ Member & Spouse $ Member & Children $ Member & Children $ Member & Children $ Member & Family $ Member & Family $ Member & Family $ Up to $3,100 Calendar Up to $2,400 Calendar Up to $1,100 Calendar Year Maximum Year Maximum Year Maximum All PLANS include DENTAL Rewards which carry overs $250 per year, when less than $500 is used. A maximum of $1,000 can be accumulated. ABOUT US Finding the right insurance can be tough.

7 SASid is here to help you navigate the complex and often confusing world of insurance. Our name is an acronym for Smart and Simple insurance development . and we work hard to live up to it. SASid develops and markets REALTORS DENTAL Insurance on behalf of NAR's REALTOR Benefits . Program. REALTORS DENTAL Insurance is underwritten by Ameritas Corporation. Ameritas is rated A (Excellent) for financial strength and operating performance by Best, and is committed to doing what is best for the diverse needs of each individual and family. REALTORS DENTAL Insurance is administered by , a licensed third party administrator serving all 50. states. Focused on education, retention, and efficiency, provides unparalleled insurance premium billing and customer service.

8 They are ready to help you and your family. OUR A TRUSTED NAR PARTNER. SASid is a proud partner in the NATIONAL ASSOCIATION OF. PARTNER REALTORS REALTOR Benefits Program. We're pleased to say that we've been a trusted partner since 2009, and have grown from offering our initial program (REALTORS Core Health Insurance) to where we are today: administering REALTORS Insurance Marketplace and now offering multiple exclusive products to NAR members that are simple to understand, quote, purchase and smart to have. See website for eligibility, state availability, terms, and conditions. For complete plan details, please visit or call 877-267-3752. HOW REALTORS DENTAL INSURANCE COMPARES TO COMPETITIVE PLANS .

9 REALTORS DENTAL INSURANCE PLANS . REALTORS DENTAL Gold Renaissance UnitedHealthcare AARP-Delta DENTAL PLANS * Plan (Zip code not appli- DENTAL MAX DENTAL Premier Choice PPO - Plan A. cable) (Zip Code 90210) (Zip Code 90210) (Zip Code 53541). Monthly Rates $ $ $ $ Preventive Benefits Yes - 2x a year Yes Yes Yes - 3x a year Yes (6 month waiting Basic Benefits Yes (No waiting Period) Yes (No waiting period) Yes (No waiting period). period). Yes (No waiting period) Yes (12 month waiting Yes (12 month waiting Major Benefits Yes (No waiting period). period) period). Yes (12 month waiting Orthodontia Benefit Yes (No waiting period) No No period). Cosmetic Benefit Yes No No No DENTAL Rewards Yes No No No PPO Network 390,000 + 200,000 350,000 142,000.

10 Next Day Coverage Yes No No Yes Take over credit for Yes No No No previous DENTAL PLANS Plan Maximum $1400 $1200 $1200 $1500. (In network) Up to $2400 Maximum - Up to $1500 Maximum - Average Monthly Savings Monthly Increase $ Monthly Increase $ Monthly Increase $ $ Total Savings/. Increase Average Annual Annual Increase Annual Increase Annual Increase Savings $ $ $ $ 100% Preventive Basic and Major Extra Benefits 2x a year Benefits for over Orthodontia, DENTAL On exams and cleanings 370+ procedures Rewards, whitening STOP WORRYING ABOUT EXPENSIVE DENTAL PROCEDURES. Enroll in affordable, next day coverage, in just 5 minutes! 1 2 3. Shop Choose Save Shop for the perfect plan.