Itemized Fee Worksheet - Dean Weissman

1 Itemized Fee Worksheet ~ 12/2011 ~ Encompass360 Itemized Fee Worksheet (For Use with Service Providers and Investors) Date: The information provided below reflects estimates of the charges that are likely to be incurred at the settlement of this loan. The fees listed are estimates; some actual charges may be more or less. This transaction may not involve a fee for every item listed. Provided By: Subject Property: Borrower(s): Loan Number: Interest Rate: Type of Loan: Base Loan Amt: Loan Program: Term: Sales Price: Total Loan Amt: Estimated Closing Costs 1100. Title Charges $ _____ $ _____ $ _____ $ _____ $ _____ $ _____1102.

2 Settlement or Closing Fee $ _____1103. Owner s Title Insurance $ _____1104. Lender s Title Insurance $ _____1109. $ _____1110. $ _____1111. $ _____1112. $ _____1113. $ _____1114. $ _____1115. $ _____1116. $ _____1200. Government Recording and Transfer Charges 1202. Recording Fees $ _____1203. Transfer Taxes $ _____1204. City/County Tax/Stamps $ _____1205. State Tax/Stamps $ _____1206. $ _____1207. $ _____1208. $ _____1209. $ _____1210. $ _____1300.

3 Additional Settlement Charges 1302. $ _____1303. $ _____1304. $ _____1305. $ _____1306. $ _____1307. $ _____1308. $ _____1309. $ _____1310 $ _____1311. $ _____1312. $ _____1313. $ _____1314. $ _____1315. $ _____Total Estimated Closing Costs $ _____800. Items Payable in Connection with Loan Loan Origination Fees % $ _____ Application Fees $ _____ Processing Fees $ _____ Underwriting Fees $ _____ Broker Fees $ _____ Broker Compensation $ _____ $ _____ $ _____ $ _____ $ _____

4 $ _____ $ _____ $ _____ $ _____ $ _____ $ _____ $ _____ $ _____ $ _____802. Credit or Charge for Interest Rate $ _____ $ _____ $ _____ $ _____803. Adjusted Origination Charges $ 804. Appraisal Fee to $ _____805. Credit Report to $ _____806. Tax Service to $ _____807. Flood Certification $ _____808. $ _____809.

5 $ _____810. $ _____811. $ _____812. $ _____813. $ _____814. $ _____815. $ _____816. $ _____817. $ _____818. $ _____819. $ _____820. $ _____821. $ _____822. $ _____823. $ _____824. $ _____825. $ _____826. $ _____827. $ _____828. $ _____829. $ _____830. $ _____831. $ _____832. $ _____833. $ _____834. $ _____835. $ _____S Paid by Seller A APR Affected by Cost S/ Split by Seller & Others O Paid by Other B Paid by Broker P Paid Outside Closing (POC) L Paid by Lender 07/23/2012 Nova Home Loans24 S.

6 Weber St. Ste. 100 Colorado Springs, CO 80903 Elton Jason Twitchell 719-884-5500 Colorado Springs, CO 80920 George ConnelleyEdeza Connelley2312077908VA 30 Year %360VA405, , , AppraiserCBC InnovisFinal 442/CIRA ppraisal Desk/Field ReviewLARA / AVM2nd AppraisalSafeHouse Fee - MandatoryOther CertLender CreditsTolerance CureESCROW HOLDBACKS ubordination FeeFed/Ex / Courier FeesEdoc Fee / WireTitle Endorsement Fee/s ( ,5,6,etc)OpenReconveyance FeeOther ReportSeptic InspectionEngineers CertPermit InspectionHOA DuesHOA Transfer FeesHome WarrantyOther Fee - Borrower RequesteTaxes due at COE203K Partial DisbursementAccounting Misc Adjustment3, , Inspection Waiver Fee (PIW)Processing Fee (split)Other Fee Worksheet ~ 12/2011 ~ Encompass360 Itemized Fee Worksheet (For Use with Service Providers and Investors) Date: The information provided below reflects estimates of the charges that are likely to be incurred at the settlement of this loan.

7 The fees listed are estimates; someactual charges may be more or less. This transaction may not involve a fee for every item listed. Provided By: Subject Property: Borrower(s): Loan Number: Interest Rate: Type of Loan: Base Loan Amt: Loan Program: Term: Sales Price: Total Loan Amt: Estimated Reserve/Prepaid Costs 900. Items Required by Lender to be Paid in Advance 901. Daily Interest Days @ $ $ _____ 902. Mortgage Ins Premium to $ _____ 903. Homeowner s Insurance to $ _____ 904. $ _____ 905. VA Funding Fee $ _____ 906. Flood Insurance $ _____ 907. $ _____ 908. $ _____ 909. $ _____ 910. $ _____ 911. $ _____ 912. $ _____ 1000. Reserves Deposited with Lender 1001. Initial Deposit into Escrow Account $ _____ 1002.

8 Homeowner s Ins mths @ $ $ _____ 1003. Mortgage Ins mths @ $ $ _____ 1004. Property Taxes mths @ $ $ _____ 1005. City Property Tax mths @ $ $ _____ 1006. Flood Reserve mths @ $ $ _____ 1007. mths @ $ $ _____ 1008. mths @ $ $ _____ 1009. mths @ $ $ _____ 1010 USDA Annual Fee mths @ $ $ _____ 1011. Aggregate Adjustment - $ _____ Total Estimated Reserve / Prepaid Costs $ _____ Transaction Summary Total Estimated Monthly Payment Principal and Interest $ _____ Other Financing (P & I) $ _____ Hazard Insurance $ _____ Real Estate Taxes $ _____ Mortgage Insurance $ _____ HOA Dues $ _____ Other $ _____ Total Monthly Payment $ _____ Closing Costs Summary Borrower Paid Closing Costs (a)

9 $ _____ $ _____ $ _____ $ _____ $ _____ Total Non-Borrower Paid CC (b) $ _____ Total Lender Credit $ _____ Total Closing Costs (a + b) $ _____ Total Estimated Funds Needed to Close Purchase Price/Payoff (+) $ _____Total Estimated Closing Costs (+) $ _____Total Estimated Reserve/Prepaid Costs (+) $ _____Discounts (if borrower will pay) (+) $ _____FHA UFMIP/VA Funding Fee (+) $ _____Total Costs (c) $ _____ Loan Amount ( ) $ _____Non-Borrower Paid Closing Costs ( ) $ _____FHA UFMIP/VA Fee Financed ( ) $ _____Total Lender Credit ( ) $ _____ ( ) $ _____ ( )

10 $ _____ ( ) $ _____ ( ) $ _____First Mortgage ( ) $ _____Second Mortgage (Sub Financing) ( ) $ _____Closing Costs from ( ) $ _____Total Credits (d) $ _____ (c d) $ _____S Paid by Seller S/ Split by Seller & Others B Paid by Broker L Paid by Lender A APR Affected by Cost O Paid by Other P Paid Outside Closing (POC) 07/23/2012 Nova Home Loans24 S.