Scotia Partners Income Portfolio Series A

1 SCOTIAFUNDSAs of September 30, 2018 Scotia Partners Income Portfolio - Series AGlobal Fixed Income BalancedInvestment ObjectiveThe Portfolio 's objective is to achieve a combination ofa steady flow of Income with the potential for capitalgains. It invests primarily in a diversified mix of equityand Income mutual funds managed by other mutualfund managers and by for InvestingnDiversified Income strategy - the Portfolio invests in adiversified mix of Income producing funds that offerexposure to dividend paying equities, corporatebonds, mortgages, high yield bonds, REITs,infrastructure and real return Income - the Portfolio expects to pay amonthly Income stream which is an ideal solution forinvestors seeking regular to best-in-class " Income " products - theportfolio comprises some of the best third-party Income funds, managed by some of the topmanagers in Canada with proven track records oflong-term Rating LOWMEDIUMHIGHTime Horizon Medium-LongFUND ESSENTIALSI nception DateAugust 27, Assets $ Initial Inv.

2 ($)10, Additional Inv.($) % (as of 12/31/2017) $ FTSE TMX Canada UniverseBond Index, 12% S&P/TSXC omposite Index, 13% MSCI StructureCurrencyFundCodeANo LoadCADBNS313 TNo LoadCADBNS413 Portfolio Manager(s)Judith ChanJudith ChanJudith ChanJudith Chan 1832 Asset Management Asset Management & Portfolio ANALYSISC ompound returns (%)1 Mth3 Mth6 Mth1 Yr3 Yr5 Yr10 Year Returns (%) ($/unit)YTD20172016201520142013201220112 01020092008 Total of $10,000$9,000 $10,000 $11,000 $12,000 $13,000 $14,000 $15,000 Aug-10 Sep-18 Composition (%) Fixed Canadian Foreign Holdings% AssetsFixed Total Return Bond Private Canadian Corporate Bond Canadian Bond Monthly Income Investment Grade Credit Fund Series I (newsecurity) Canadian Dividend Small Business Priv Cdn All Cap Eqty Pool Ser I (new security) Cambridge Canadian Equity Corporate Dividend Advantage Fd Ser O (new security) Global Dividend Ivy Foreign Equity International Equity Equity Global Infrastructure Global Real Estate (%)Canadian EquityIncome-Focused Small Cap Cap IncomeCore Fixed Fixed EquityCore Estate Portfolio HoldingsEquity Funds10 Fixed Income Funds5 Other Funds0 Total Number of Mutual Funds15 SCOTIAFUNDSS cotia Partners Income Portfolio - Series AGlobal Fixed Income BalancedMANAGER BIOJ udith ChanManager Since October 1, 20121832 Asset Management Chan is Director, Portfolio Solutions - CanadianBanking at 1832 Asset Management With more than10 years in the investment industry, she currently managesall Scotia Portfolios which encompasses asset allocation,fund selection, fund due diligence, and the day-to-daymanagement of all portfolios.

3 In her previous role as SeniorManager, Investment Oversight, Judith was responsible forthe oversight of all investment products offered through1832 Asset Management , which involved performancemonitoring, Portfolio advisor due diligence and competitivefund positioning. Judith has a Bachelor of Economics fromSimon Fraser University in Vancouver British Columbia, andhas been a CFA Charterholder since 2006. Registered trademarks of The Bank of Nova Scotia , used under are managed by 1832 Asset Management , a limited partnership the general partner of which is wholly owned by The Bank of Nova Scotia . ScotiaFunds are availablethrough Scotia Securities Inc. and from other dealers and advisors, including ScotiaMcLeod and Scotia iTRADE which are divisions of Scotia Capital Inc. Scotia Securities Inc. and ScotiaCapital Inc. are wholly owned by The Bank of Nova Scotia . Scotia Capital Inc. is a member of the Canadian Investor Protection Fund and the Investment Industry Regulatory Organization prices are provided for information purposes only.

4 All information pertains to Series A units of the fund unless stated otherwise. Units of the fund are only available for sale to residents ofCanada, unless the laws of a foreign jurisdiction permit sales to its residents. Please contact your financial advisor for more details. The contents of this document should not be considered anoffer to sell to, or a solicitation to buy mutual fund units from, any person in a jurisdiction where such offer or solicitation is considered MUTUAL FUND INFORMATIONC ommissions, trailing commissions, management fees and expenses may be associated with mutual fund investments. Please read the prospectus beforeinvesting. Mutual funds are not guaranteed or insured by the Canada Deposit Insurance Corporation or any other government deposit insurer, theirvalues change frequently and past performance may not be repeated. The indicated rates of return are the historical annual compounded total returnsincluding changes in unit value and reinvestment of all distributions and does not take into account sales, redemption, distribution or optional charges orincomes taxes payable by any security holder that would have reduced Asset Management , as Manager of the ScotiaFunds, may compensate its staff and any appointed sub-distributor by regular payments based on the net asset value (NAV) of unitsheld by investors.

5 For further details, please refer to the Simplified Prospectus.