ANNEXURE-I BANK OF INDIA SERVICE CHARGES & …

1 1 ANNEXURE-I BANK OF INDIA SERVICE CHARGES & FEES ON BASIC BANKING (EXCLUSIVE OF SERVICE TAX) Sl No Item Proposed CHARGES + SERVICE TAX @applicable rate I Issue of MICR Cheques SB 50 cheque leaves free in a year; AND thereafter CHARGES will be per cheque leaf 2 Issue of MICR Cheques-CD/CC/OD * per cheque leaf 3 Issue of Pass Book/ Balance Certificate Issue of Pass Book FREE Statement Once in a month FREE Daily/ Weekly/ fortnightly: One Statement FREE Subsequent statements for 40 entries or part thereof Issue of Balance Certificate 4 Duplicate Pass Book/ Statement With latest Balance For Non-Individuals With latest Balance For Individuals 5 Stop Payment Instructions per instrument For Non-Individuals *Max per occasion For Individuals *Max per occasion (*range of Chqs / Stop Payment) 6 Balance Enquiry FREE 7 A/c.

2 Closure before 12 months (A/c. transfer not included) For Closure of SB Accounts before 12 months: Rs. 222/- for all centres M,U,SU,R (SB A/Cs under Financial Inclusion should not be charged under this head) Closure of CD A/cs before 1 Year for all centres M,U,SU,R In terms of para (a) (charging the A/c) of the Code of Bank s Commitment to Customers, 2009, banks are committed not to levy any CHARGES for closure of Accounts within 14 days from the date of opening of the A/c. 8 Cheques Return CHARGES Cheques drawn on us Local Cheques : Upto : per Cheque to Lac : per Cheque & above per Cheque 2 Sl No Item Proposed CHARGES + SERVICE TAX @applicable rate 9 Cheques / Bills deposited returned unpaid Local & Outstation: Upto : per Cheque to Lac : per Cheque & above : per Cheque 10 Signature verification Non-Individuals : Individuals (Non-Rural) : Individuals (Rural) : 11 No Dues Certificate Agriculture borrower FREE (as per RBI guidelines) Others : per certificate REMITTANCE FACILITY Proposed CHARGES + SERVICE TAX @applicable rate 12 Issue of Demand Drafts UPTO Non-Individuals Individuals (Non-Rural) : Individuals (Rural) ABOVE UPTO Non-Individuals : Rs178/- Individuals (Non-Rural).

3 Individuals (Rural) ABOVE UPTO LAC per ABOVE LAC per NOTE - FOR STUDENTS : Issue of DDs upto : FREE 13 Issue of DD against Cash UPTO Non-Individuals : Individuals (Non-Rural) : Individuals (Rural) : ABOVE UPTO Non-Individuals : Individuals (Non-Rural) : Individuals (Rural) : NOTE FOR STUDENTS : Issue of DDs upto : FREE 14 Revalidation/Cancellation of Drafts Upto : to : Above : 3 Sl No Item Proposed CHARGES + SERVICE TAX @applicable rate 15 Issuance of Duplicate DD 16 Issuance of Payslip / Banker s cheque UPTO Non-Individuals : Individuals (Non-Rural) : Individuals (Rural) : ABOVE UPTO Non-Individuals : Individuals (Non-Rural) : Individuals (Rural) : ABOVE UPTO LAC per : ABOVE LAC: per : NOTE - FOR STUDENTS : Issue of POs upto : FREE 17 Issue of Payslip / Banker s cheque against cash UPTO Non-Individuals Individuals (Non-Rural) : Individuals (Rural) : ABOVE UPTO : NOTE - FOR STUDENTS : Issue of DDs upto : FREE Non-Individuals Individuals (Non-Rural) : Individuals (Rural) : ABOVE UPTO : NOTE - FOR STUDENTS : Issue of DDs upto : FREE 18 Revalidation/Cancellation of Banker s Cheque Upto : to : Above : 19 Issuance of Duplicate Banker s Cheque * Non-Individuals Individuals ------ Rs.

4 80/- 20 Issue of Telegraphic Transfers We have deleted this since telegraphic facility stands discontinued by the Post & Telegraph Department 4 Sl No Item Proposed CHARGES + SERVICE TAX @applicable rate 21 Collection of Chqs to : per Cheque & upto & per Cheque & upto & incl. Lac : per Cheque Lac : per Cheque 22 Collection of Bills Upto ,000/- : Above ,000/-& upto Lakh : @ per thousand : Min. 222/- Above Lac : per 1000 bills & PLUS out of pocket expenses per bill 23 Purchase of DD / Outstation Cheque to per Cheque ,000/-upto & incl.

5 : per Cheque upto & incl. per Cheque Lac per Cheque In addition, interest as applicable for clean overdraft will be charged for the days bank is out of funds. 24 Presentation of Usance Bills 25 Postal CHARGES Ordinary post: -; Registered / Courier (inland): 26 Inoperative Account CHARGES ---Not Applicable-- 27 CHARGES for excess debit entries in Savings Bank account ATM / INTERNET transactions not to be counted / reckoned Upto 10 Customer induced debit entries a month : FREE Beyond 10 debit entries : per entry 28 Standing Instructions (SI) for Execution as well as Failure to execute each instruction 29 Issue of Deposit at Call Receipt (payable at branch of issue) FREE 5 30 Cash Handling CHARGES for CA/CC / ( Deposit other than Personal Banking Segment,TDR,RD and Loan customers) SB accounts: NIL CC/CD/OD A/cs: Upto 1 bundle (10 packets):FREE per day Beyond 10 packets: packet : Min.

6 31 Safe Custody CHARGES : a)Scripts (for each Scrip) b)Sealed Cover (for each cover) c)Bank s own deposit receipt Account opening CHARGES : Safe custody CHARGES per scrip Min. 222/- per annum per cover : FREE 32 Safe Custody CHARGES Certificate of holding per sheet issued in duplicate For additional copies per copy 33 Collection of interest/ Dividend Min.: per warrant For warrants upto CHARGES are Discretionary 34 CHARGES for transfer of shares per transfer deed 35 CHARGES for deletion of deceased person s name, change in name, etc. in respect of corporate a/cs 36 Purchase/ sale of shares / securities other than under Power of Attorney executed in favour of the Bank Min.

7 : per transaction 37 Handling CHARGES for purchase/ sale of shares/ securities under Power of Attorney executed in favour of Bank Min. : per transaction 38 Redemption of securities ; Minimum Rs267/- per transaction 39 Safe Deposit Articles Smaller box: 10x10x10 cms pa per box 20x20x20 cms pa per box 30x30x30 cms pa per box For bigger boxes @80ps per Min. 5696/- Min. 50% CHARGES to be recovered if kept for quarter or part thereof 40 Safe Deposit Lockers Annual CHARGES Separate schedule given 6 41 Solvency Certificate For individuals : Upto ,00,000/- -- Above Lakh to Lakh Above Lakh: 1780/- For non-individuals: per Lakh or part thereof 890/- 42 Photo Attestation CHARGES per occasion 43 Record copy of the cheque upto 3 months old entries for older entries Subject to availability of instruments 44 Interest Certificate Once.

8 FREE; Additional copies: per copy 45 Enquiries relating to old records (more than 12 months old) per item, subject to Availability 46 Payment of Deposit Receipts to another bank CHARGES applicable for Remittances (Banker s Cheque / DD) Plus postages 47 Enquiries reg. old entries (more than 12 months old) per item older than 6 months; subject to availability of records 7 48 Minimum Bal. CHARGES SAVING BANK ACCOUNT Type of Savings Bank Accounts Minimum Average Quarterly Balance required (AQB) Penal CHARGES for Non- Maintenance of Minimum AQB Normal SB A/C With Cheque Book Facility Minimum Average Quarterly Balance (AQB) of per quarter Without Cheque Book Facility Minimum Average Quarterly Balance (AQB) of Rs.

9 40/- per quarter BOI Senior Citizen Savings Bank Account With Cheque Book Facility Minimum Average Quarterly Balance (AQB) of ,000/- Rs. 89/- per quarter Without Cheque Book Facility Rs. 54/- per quarter BOI Star Mahila Savings Bank Account With Cheque Book Facility Minimum Average Quarterly Balance (AQB) of ,000/- Rs. 89/- per quarter at all centres Without Cheque Book Facility Rs. 54/- per quarter at all centres BOI Star Yuva Savings Bank Account For Students up to 21 years:-NIL Age group 21-35 years: - ,000/- in Metro/Urban Branches and Rs. 2500/- in Semi-urban/Rural Branches For Students up to 21 years:-NIL With Cheque Book Facility Age group 21-35 years: Rs. 89/- per quarter Without Cheque Book Facility Rs. 54/- per quarter BOI Capital Gain Account scheme,1988-SB Account A --- Minimum Average Quarterly Balance (AQB) of Rs. 267 8 The slab structure for levy of penal CHARGES on account of non-maintenance of stipulated balance in the account is as follows:- 1.

10 Slab I: If the AQB in the account falls below 50% of the stipulated AQB, 100% of the CHARGES shall be recovered. 2. Slab II: If the AQB in the account is maintained 50% and above but less than 75% of the stipulated AQB, 75% of the CHARGES shall be recovered. 3. Slab III : If the AQB in the account is maintained 75% and above but less than 100% of the stipulated AQB, 60% of the CHARGES shall be recovered. Basic Savings Bank Account ( No Frill Accounts), Savings Bank Account Scheme for Pensioners (SB-121), BOI Saral Salary Account Scheme (SB-165), BOI Salary Plus Account Scheme (SB-163), Star Ratnakar Bachat Salary Account (SB-164), Jai Jawan Salary Plus Scheme (SB-161, SB-162), BOI Star Gurukul Savings Bank Account (SB - 163 with Special Charge Code GURU ) and Staff Salary Accounts (SB-111) shall remain exempted from minimum balance stipulation/ CHARGES . 48 C ON T I N U E D Minimum Bal. CHARGES Penal CHARGES for Tierised CD accounts under Scheme Code CD-201,CD-209 & CD-211: Normal i.