Small Business Accounts Service Plans and related products

1 Small Business AccountsService Plans and related productsBusiness Chequing Account1 Service PlansOur Service Plans for Small Businesses offer convenient banking options and are available in Canadian and Dollars. This comparisonchart can help you decide which plan is best suited to meet your Chequing Account Service PlansService PlanMonthlyWhat's included each month?Fee Rebate withOptionsPlan Fee2 TransactionsDeposit ItemsCash DepositsBalance of Enjoy the flexibility of banking using both in-branchor automated services Predictable monthly fee to help you manage your cashflow Business Overdraft Protection - $10 monthly feerebated3 Free EasyWeb View Cheque Service Receive a plan fee rebate when you maintain therequired balance Includes free online statements with cheque images,archived for seven years (from the time you sign up)

2 Or choose to receive a month-end paper statement foran additional $3 All debit and credit card deposits credited to youraccount through POS terminals, are non-chargeabletransactions and are not subjected to transaction anddeposit item limitsTD Every Day ABusiness Plan$ Every Day BBusiness Plan$ Every Day CBusiness Plan$ additional activity:2060120$ each505050$ each$5,000$5,000$5,000$ per $1,000$20,000$35,000$45,000 Best value for businesses with high transaction ordeposit content needs Plus additional discounts and rebates4on otherproducts and services such as the TD Aeroplan Visa* Business Card, TD Business TravelVisaCard,TD Merchant Services and cash management services Business Overdraft Protection - $10 monthly feerebated3 Free EasyWeb View Cheque Service Receive a plan fee rebate when you maintain therequired balance Your choice of free online statements with chequeimages, archived for seven years (from the time yousign up)

3 Or a monthend paper statement at noadditional cost All debit and credit card deposits credited to youraccount through POS terminals, are non-chargeabletransactions and are not subjected to transaction anddeposit item limitsTD UnlimitedBusiness Plan$ additional activity:UnlimitedN/AUnlimitedN/A$25,000 $ per $1,000$65,000 Ideal for businesses with low or irregular monthlyaccount activity Includes free online statements with cheque images,archived for seven years (from the time you sign up)or choose to receive a month-end paper statement foran additional $3TD Basic BusinessPlan$ ($ for eachadditional activity)5($ for eachadditional activity)$ per $1,000 For the list of what's included in Transactions, Deposit Items and Cash Deposits, and the definition of Fee Rebate, please see page Savings Account1To find out about our current interest rates and how interest is calculated, speak to a TD Canada Trust representative or visit our website FeesTransfers to or from any other TD Canada Trust Account to your Business Savings AccountFreeDeposits through TD Mobile DepositFreeFee per deposit/credit$ per withdrawal/debit$ per $1,000 of monthly cash (paper currency and coin) deposited, rounded down to the nearest dollar$ per item (cheques, money orders, drafts and all other clearing items) deposited$ 1 of 5521998(0518)

4 Community/Not-For-Profit PlansWe offer two Plans to suit the specific needs of community and not-for-profit Plan1 The Community Plan is designed for smaller community organizations. This plan may suit your organization if you have minimal and/orseasonal account Plan PlusThe Community Plan Plus is designed for larger community and not-for-profit organizations. This plan may be right for your organization ifyou have a higher level of monthly activity and require banking services more like those required by a Small consult the chart below to compare the Plans and decide which one is right for PlanMonthlyWhat's included each month?Fee Rebate withOptionsPlan Fee2 TransactionsDeposit ItemsCash DepositsBalance ofCommunity Plan$ PlanPlus$ additional activity:530$ each1530$ each$2,500$5,000$ per $1,000$5,000$10,000 Business Overdraft Protection is available, $10 monthly fee rebated3.

5 For the list of what's included in Transactions, Deposit Items and CashDeposits, and the definition of Fee Rebate, please see page Account- related Fees1 Canadian Dollar Dollar Accounts (In $CDN)(In $US)2 Transaction FeesTransactions - Chequing Accounts without a Service Plan Fee per transaction (Refer to page 4 for full details on what a transaction is.)$ $ Content - Chequing Accounts without a Service Plan Fee per item deposited$ $ Cash (paper currency and coin) deposited per $1,000$ $ Supplied In-branch - paper currency supplied per $1,000$ $ Direct Delivered - paper currency supplied per 100 notes (requires the customer to contact and pay fora TD Canada Trust approved armoured car delivery Service )$ $ Coin supplied per roll$ $ for Funds Transfer Fee (to branch) Transfer between a customer's own TD Canada Trust Accounts , if requested by telephone, mail orfacsimile$ $ Payments In-branch - paid by cash or cheque (Handling Fee)$ Funds5 Returned$ $ Paid (plus overdraft interest charges)$ $ ATM Interac$ PLUSS ystem6(Handling Fee within and Mexico)

6 $ (Handling Fee outside Canada, and Mexico)$ Banking Fees Tax Payment and Filing - per payment and filing$ $ EasyWeb View Cheque Service - per cheque image for a Business Chequing Account with Every DayPlan A, B or C, or Unlimited Business PlanFREEFREE EasyWeb View Cheque Service7- per cheque image for any other type of Small Business account orservice plan$ $ 2 of 5521998(0518)Other Account- related Fees1(continued)Canadian Dollar Dollar Accounts (In $CDN)(In $US)2 Interac e-Transfer Fees Send Money$ you have a TD Unlimited Business PlanFREEN/A Request Money$ the request is accepted, the fee will be charged to the account the money is deposited intoIf you have a TD Unlimited Business PlanFREEN/A Cancel a Send Money Payment$ HandlingCheque Certification Account holder$ $ Non-account holder$ $ a post-dated Cheque to be deposited in-branch$ $ Payments(cheque or pre-authorized payment)$ $ Not Written in Currency of AccountReturned Item$ $ (includes mail advice to payee)$ $ ( cheque copy)

7 If processed after 90 days - per request$ $ & Unclaimed Deposit Fee 2-year feeFREEFREE 5-year feeFREEFREE 9-year feeFREEFREEC ollection Items8 Canadian or Cheque Sent for Re-presentment Within Canada$ $ Cheque Collections9$ $ Dollar, Dollar or foreign currency cheques payablemin. $ $ of Canadamax.$ $ Item Returned Unpaid$ $ ,11 Any Canadian, , Foreign, International Draft$ $ for refund or replacement of lost or stolen draft$ $ HandlingBank Confirmation$ $ of BalanceFREEFREET ransfer/Payment Sent by Mail10 Draft price (plus postage)Draft price (plus postage)Transfer Confirmation by Mail or Fax$ $ Balance Transferred to Another Financial Institution(per account)$ $ Deposit BagsSee D+HTMB usiness ChequeSelector Catalogue for pricingN/AN/AElectronic Bill Payment Service Set-up Fee$ $ KeepingOnline StatementFREEFREEP aperlessFREEFREEP aper Statement Business Chequing Account with TD Every Day A, B or C, or Basic Business Plan- Month-end statement$ $ Each additional statement$ $ Business Chequing Account TD Unlimited Business Plan, Community Plan & Community Plan Plus- Month-end statementFREEFREE- Each additional statement$ $ Other Chequing Accounts - Month-end statement$ $ Each additional statement$ $ Business Savings Account$ Statement EasyLine via fax (per page)$ $ Monthly recordkeeping fee (passbook)12$ $ 3 of 5521998(0518)Other Account- related Fees1(continued)

8 Applicable to both Canadian Dollar Dollar Accounts (In $CDN)Account InquiriesOutgoing Cheque Collections9 In-branch, by telephone or in person (per request)$ EasyLine or EasyWebFREE TD app- log in anytime, anywhere using the same credentials asEasyWeb on an iPhone, Blackberry or Android deviceFREEC redit Inquiries Inquiry in Canada, written- per hour$ minimum$ Inquiry outside Canada, written- per hour$ minimum$ Third Party Credit Inquiry- Per Inquiry$ Deposit Boxes13 SizeAnnual Rental Fee: Small ( - sq. inches)$ Medium ( - sq. inches)$ Large ( - sq. inches)$ X-Large/Super Large ( sq. inches and greater)$ per square inchAnnual Billing Fee Notice$ Payment Fee$ Maintenance Fee Drilling Fee$ Replacement Key$ Payments8,14 Outgoing Wire Transfers $10,000 or less$ $10, to $50,000$ Over $50,000$ Wire Transfers$ Investigation Fee for Non-bank Errors Per hour$ Minimum$ Withdrawals, transfers, bill payments and deposits atany TD Canada Trust branch or Green Machine ATM Deposits through TD Remote Deposit Capture In-branch night deposits Telephone operator-assisted transactions, includingbill payments Telephone automated transfers and bill payments Web transfers, bill payments andInterac Onlinepurchases UseInterace -Transfer to send, receive, and requestmoney Debit payments in Canada and the Cheques.

9 Pre-authorized payments and automatedtransfers Where a deposit at a TD Canada Trust branchcontains multiple deposit items (cheques, moneyorders, drafts and all other clearing items), up to 250such items are one transactionDeposit Items Deposit items are cheques (including cheque imagesthrough TD Remote Deposit Capture and excludingcheque images through TD Mobile Deposit), moneyorders, drafts and all other clearing itemsCash Deposits Cash Deposits are paper currency and coins, roundedto the nearest dollarNo-charge Transactions (unlimited for all Plans ) Green Machine ATM and EasyWeb Internet bankingelectronic inquiries Deposits through TD Mobile Deposits Mobile banking electronic inquiries EasyLine telephone banking automated inquiries All debit and credit card Point-of-Sale Terminaldeposits that are electronically credited to a TDCanada Trust Business Chequing AccountFee Rebate Your monthly plan fee will be rebated when yourdaily balance is greater than or equal to the requiredamount throughout the monthNon-customer Fees Cashing cheques (drawn on TD Canada Trustaccounts) is subject to a $ fee (does not apply toFederal Government cheques and other paymentinstruments)

10 1 This statement does not contain all of the charges for services provided by TD Canada Trust in respect of deposit Accounts with TD Canada Trust other than personal deposit Accounts . Forinformation regarding charges not included in this brochure, please contact your nearest TD Canada Trust shown and Service charges for Dollar Business Accounts are quoted and/or payable in Dollars, or their Canadian Dollar equivalent, using the TD Canada Trust prevailingexchange rate at the time the Service charge is Overdraft Protection is available only on Canadian dollar Accounts . Business Overdraft Protection is subject to credit more information on these discounts and rebates, please visit or call us at applicable to TD Credit. Please see TD credit agreement for NSF you make a foreign currency withdrawal at an ATM outside Canada with your TD Access Card, the amount of the foreign currency funds received at the ATM, and any fee charged by the ATMprovider is converted to Canadian dollars at the exchange rate set by Visa International in effect on the date the transaction is posted to your account.