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Venture III Variable Annuity Prospectus

0418:120322 Venture III® Variable Annuity Prospectus PREVIOUSLY ISSUED CONTRACTS April 30, 2018 . This Prospectus describes interests in VENTURE III® flexible Purchase Payment deferred combination Fixed and Variable Annuity contracts (singly, a “Contract” and collectively, the “Contracts”) issued by John Hancock Life Insurance Company (U.S.A.) (“John

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