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Overview of APIs and Bank-as- a-Service in FINTECH

Overview of APIs and Bank-as- a-Service in FINTECH

www.bank-as-a-service.com

be a fintech company that can substitute each service the bank provides.⁶ However, a single ‘problem’ remains – banks are still holding our accounts. So we still need a bank, but not for the reasons we needed it ten years ago. Over time banks may become sort of ‘warehouses’ bring-ing together fintech startups (like Number26 and

  Services, Fintech, As a service in fintech

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