x A3 08 Bridging Pension - Policy 22 Apr 15

1 Dear Sir / Madam, Re. Bridging Finance Thank you for contacting us regarding your funding requirements . New Heights Finance ( ). is a facilitator of Bridging finance products, and we can assist by referring you to accredited lenders who provide Bridging finance, whilst you await the expected lump sum payout from the following: 1. Pension / provident fund - If you are awaiting Pension or provident fund payout following resignation, retrenchment, retirement or dismissal 2. Pension fund - divorce settlement - If you are awaiting payout from your ex-spouse's Pension fund 3.

2 Death claims - If you are awaiting payout from your late spouse's Pension / provident fund 4. Policies / Investments - If you have a Policy or investment with Sanlam or Old Mutual, which is maturing within 4 months' time 5. Savings Policy Loans - If you have a Policy which is maturing within 4 months' time Please complete and sign the Application Form, Letter of Consent, GMT Consent Form, FAIS Document attached herewith (4 documents) and return them via fax or email together with the relevant supporting documents, to one of the fax numbers provided. You may also email these to A consultant will contact you, please be ready to receive their call.

3 Please note that the consultant's number will show as either 041 363 0245 or Private number . Bridging AMOUNT: 10% of the total lumpsum value due to you; up to a maximum of R32 000 can be advanced. COST STRUCTURE AND PROCESS. The application submitted by the prospective client, together with the relevant required supporting documents, is merely to collect information for the purpose of processing and approval of the application. No money will be disbursed yet. When approved, the client will be consulted by the financial provider. The process and cost structure will be discussed with the client and thereafter a detailed cost quotation/contract will be mailed/faxed to you to be able to make an informed decision.

4 If the contract is accepted, signed, and returned to the financial provider, the loan will be disbursed. SUPPORTING DOCUMENTS REQUIRED: NOTE: Please ensure that all documents are legible. If they are unclear or too faint, this causes delays in processing. 1. Pension / provident fund Your ID. 2-month current bank statement Last pay-slip Pension / Provident Fund benefit statement Letter from employer confirming and accepting severance package / medical disability (where applicable). Letter of appointment with new company (where applicable). Divorce settlement - if you are divorced In many instances Bridging can be arranged within 3-5 working days.

5 The process in terms of time is determined by confirmation of client information and claim processing with fund administrators, HR departments, etc. Please fax documents to 086 521 1332 or 041 363 1456. Or call 041 363 0245 or e-mail to 2. 2. Pension Fund Divorce Settlement Your ID. 2-month current bank statement Ex-spouse's pay-slip Pension Fund benefit statement Divorce settlement 3. Death claims Your ID. 2-month current bank statement Beneficiary statement stating amount and distribution of monies Death certificate Divorce settlement where applicable Benefit statement from the fund of the deceased Latest pay slip of deceased if possible 4.

6 Policies / Investments Your ID. 2-month current bank statement Proof of Policy /investment from the Insurance company Proof of maturity date of Policy /investment 5. Savings Policy loans Your ID. 2-month current bank statement Proof of Policy /investment from the Insurance company Proof of maturity date of Policy /investment We look forward to assisting you and will do our best to secure a loan to your satisfaction. Yours faithfully New Heights Finance Please fax documents to 086 521 1332 or 041 363 1456. Or call 041 363 0245 or e-mail to New Heights 510 cc t/a New Heights Finance Reg No 2008 / 176089 / 023 VAT No 4490210012.

7 PO Box 1583, Wandsbeck, 3631. Marlin Credit Services 17 Victoria Street LOAN APPLICATION FORM Fax: 041 363 1456. Reg. no.: 2000/012807/07. Oakdale, Bellville, 7530. NCRCP327. CLIENT DETAILS: FULL NAMES & SURNAME: BROKER: NEW HEIGHTS FINANCE. ID NUMBER: CLIENT PERSONAL EMAIL: HOME TEL. NO: TEL. NO. OF REFERRAL (if applicable): CELL NO: BROKER CODE: EC041. MARRIED OR UNMARRIED: IF MARRIED, IN OR OUT OF COMM. PREVIOUSLY DIVORCED: Yes / No YEAR: IF DIVORCED, IN OR OUT OF COMM: ADDRESS DETAILS: CURRENT PHYSICAL ADDRESS: POSTAL ADDRESS: FUTURE ADDRESS: PERIOD OF RESIDENCE AT ABOVE ADDRESS: AS FROM: years months Month & year PROPERTY DETAILS: OWNED/RENTED: IF OWNED: IF RENTED, LANDLORD NAME: PURCHASE DATE: MARKET VALUE: CONTACT TEL.

8 NO.: PURCHASE PRICE: BONDHOLDER: BOND OUTST.: EX - EMPLOYMENT DETAILS: COMPANY NAME: PERIOD OF EMPLOYMENT: COMPANY ADDRESS: REASON FOR LEAVING: EMPLOYEE NUMBER: LAST DAY OF SERVICE: COMPANY TEL. NUMBER: DISMISSAL REASON: NEW/CURRENT EMPLOYMENT DETAILS: COMPANY NAME: COMPANY TEL. NUMBER: BANKING DETAILS: NAME OF BANK: TYPE OF ACCOUNT: ACCOUNT NUMBER: BRANCH NAME: ACCOUNT NAME: BRANCH CODE: SPOUSE/PARTNER DETAILS: SPOUSE NAME&SURNAME: ID NUMBER: TEL. NUMBER: EMPLOYER NAME: EMPLOYER ADDRESS: EMPLOYER TEL. NUMBER: RELATIVES NOT LIVING WITH YOU (living at a different address): RELATIVE (1): RELATIVE (2): RELATIONSHIP: RELATIONSHIP: TEL.

9 NUMBER: TEL. NUMBER: ADDRESS: ADDRESS: LOAN DETAILS: LOAN AMOUNT REQUIRED: Reason for Business Education Consumption Housing Furniture Other If other: Loan: Please note that one of the conditions to your loan approval is that you must appoint a Financial Services Provider (FSP), of your choice, registered with the Financial Services Board (FSB). Do you have a FSB registered FSP? Yes No If No, do you want Marlin Credit Services (Pty) Ltd to refer you to a FSP / provide your details to a FSP in order to contact you? Yes No I hereby nominate .. as my FSB registered FSP.

10 I HEREBY DECLARE THAT: I HEREBY CONSENT TO: 1) The information furnished herein is true and correct. 1) My personal and confidential information be collected and used accordingly, for my loan application. (credit checks). 2) I am not insolvent, nor is my estate under administration, nor 2) The above information be sent to/registered with the applicable have I applied for administration. credit bureaus on approval of my loan. 3) I authorize Marlin Credit Services (Pty) Ltd to make all enquires 3) My personal contact information may be supplied to the registered to its discretion to verify information in this application form.