04/01/2013 NATIONAL ASSOCIATION OF …

1 2013 NATIONAL ASSOCIATION of Insurance Commissioners04/01/2013 NATIONAL ASSOCIATION OF INSURANCE COMMISSIONERSPROPERTY AND CASUALTY INSURANCE INDUSTRY2012 TOP 25 GROUPS AND COMPANIES BY COUNTRYWIDE PREMIUMBy Line of Business35-Total All Lines 2013 NATIONAL ASSOCIATION of Insurance Commissioners04/01/2013 NATIONAL ASSOCIATION OF INSURANCE COMMISSIONERSPROPERTY AND CASUALTY INSURANCE INDUSTRY2012 TOP 25 GROUPS AND COMPANIES BY COUNTRYWIDE PREMIUMBy Line of Business35-Total All LinesRANKBYPREMGROUP/COMPANYCODEGROUP/CO MPANY NAMEDIRECTPREMIUMSWRITTENDIRECTPREMIUMSE ARNEDDIRECTLOSS TOEPRATIO DIRECTLOSS & DCCTO EPRATIO MARKETSHARE %CUMULATIVEMARKETSHARE %1176 STATE FARM GRP53,654,236,90052,990,956, INS GRP28,888,803,48928,487,697, MUT GRP28,297,511,23327,590,871, INS GRP26,652,040,16226,458,839, INTL GRP23,596,418,15324,687,649, GRP22,695,957,86322,550,732, HATHAWAY GRP20,236,313,96219,627,090, CORP GRP17,042,932,59716,720,100, GRP16,559,745,79216,208,925.

2 SERV AUTOMOBILE ASSN GRP 13,286,274,20012,840,307, FIRE & CAS GRP10,685,020,59410,751,494, INC GRP9,691,653,7109,658,666, LTD GRP9,200,605,2558,917,732, INS GRP8,510,762,7787,883,334, FAMILY INS GRP5,731,785,8485,681,833, INS GRP5,590,842,8055,219,752, INS GRP5,424,061,9175,491,045, OWNERS GRP5,226,749,9945,110,242, INS GRP4,630,684,2704,449,197, INC GRP4,290,978,7694,015,728, BERKLEY CORP GRP4,028,480,4163,830,693, FINANCIAL GRP4,015,279,5963,900,656, HANOVER INS GRP3,779,097,4313,655,243, FIN GRP3,662,232,8663,522,828, GLOBAL GRP3,535,701,6913,471,475, **INDUSTRY TOTAL**521,868,609,186 512,829,764, (Direct losses incurred / Direct premiums earned) (Direct losses incurred + Direct defense and cost containment expenses incurred) / (Direct premiums earned)NOTE: Based on filings received by April 1, 2013, an estimated of Property/Casualty filings have been received.

3 Additional information can be found on the NAIC's Research and Actuarial Dept. Webpage at 2013 NATIONAL ASSOCIATION of Insurance Commissioners04/01/2013 NATIONAL ASSOCIATION OF INSURANCE COMMISSIONERSPROPERTY AND CASUALTY INSURANCE INDUSTRY2012 TOP 25 GROUPS AND COMPANIES BY COUNTRYWIDE PREMIUMBy Line of Business04-Homeowners Multiple Peril 2013 NATIONAL ASSOCIATION of Insurance Commissioners04/01/2013 NATIONAL ASSOCIATION OF INSURANCE COMMISSIONERSPROPERTY AND CASUALTY INSURANCE INDUSTRY2012 TOP 25 GROUPS AND COMPANIES BY COUNTRYWIDE PREMIUMBy Line of Business04-Homeowners

4 Multiple PerilRANKBYPREMGROUP/COMPANYCODEGROUP/CO MPANY NAMEDIRECTPREMIUMSWRITTENDIRECTPREMIUMSE ARNEDDIRECTLOSS TOEPRATIO DIRECTLOSS & DCCTO EPRATIO MARKETSHARE %CUMULATIVEMARKETSHARE %1176 STATE FARM GRP16,299,379,129 16,049,114, INS GRP7,166,930,9827,059,214, INS GRP4,885,992,8454,737,620, MUT GRP4,628,085,7784,341,391, SERV AUTOMOBILE ASSN GRP 3,856,394,0313,636,202, GRP3,450,478,2823,454,072, CORP GRP2,945,058,1592,912,328, INC GRP1,877,340,4561,835,525, PROP INS CORP1,637,388,9511,621,047, FAMILY INS GRP1,584,680,9291,552,941, FIRE & CAS GRP1,108,181,6571,102,656, OWNERS GRP1,105,056,1581,071,480, INTL GRP1,101,241,541982,271, INS GRP1,071,283,818998,908, GRP1,022,765,118979,365, INS HOLDING GRP727,458,174701,405, STATE AUTO GRP671,982,740653,195, INS & FIN SERV GRP653,229,966637,665, CLUB ENTERPRISES INS GRP646,139,678611,748, HOLDING CORP GRP591,360,112534,195, HILL INS GRP554,606,515532,347, HANOVER INS GRP552,309,826545,383, MUT GRP542,615,255518,070, GRP517,680,414494.

5 066, INS GRP513,315,176529,888, **INDUSTRY TOTAL**78,575,131,663 76,229,672, (Direct losses incurred / Direct premiums earned) (Direct losses incurred + Direct defense and cost containment expenses incurred) / (Direct premiums earned)NOTE: Based on filings received by April 1, 2013, an estimated of Property/Casualty filings have been received. Additional information can be found on the NAIC's Research and Actuarial Dept. Webpage at 2013 NATIONAL ASSOCIATION of Insurance Commissioners04/01/2013 NATIONAL ASSOCIATION OF INSURANCE COMMISSIONERSPROPERTY AND CASUALTY INSURANCE INDUSTRY2012 TOP 25 GROUPS AND COMPANIES BY COUNTRYWIDE PREMIUMBy Line of Business11-Medical Professional Liability 2013 NATIONAL ASSOCIATION of Insurance Commissioners04/01/2013 NATIONAL ASSOCIATION OF INSURANCE COMMISSIONERSPROPERTY AND CASUALTY INSURANCE INDUSTRY2012 TOP 25 GROUPS AND COMPANIES BY COUNTRYWIDE PREMIUMBy Line of Business11-Medical

6 Professional LiabilityRANKBYPREMGROUP/COMPANYCODEGROU P/COMPANY NAMEDIRECTPREMIUMSWRITTENDIRECTPREMIUMSE ARNEDDIRECTLOSS TOEPRATIO DIRECTLOSS & DCCTO EPRATIO MARKETSHARE %CUMULATIVEMARKETSHARE %131 BERKSHIRE HATHAWAY GRP840,579,267835,099, CO GRP794,133,856814,647, LIAB MUT INS CO558,706,554570,325, CORP GRP521,575,990541,908, INS GRP483,040,963489,037, INTL GRP431,966,257447,304, RECIP INSURERS366,108,677372,124, GRP360,489,873363,612, GRP294,318,363289,982, GRP262,885,173272,763, MUT INS GRP230,786,538236,540, INS CO INC217,082,375220,021, VT INC RRG167,139,306167,139, WORLD ASSUR HOLDING GRP161,023,708165,715, VOLUNTEER MUT INS CO157,039,683155,861, INS OF MD GRP152,437,222150,201, INS INC129,145,587128,662, INS CO OF AZ120,054,898123,431, BERKLEY CORP GRP113,415,367109,332, RISK INS CO OF VT RRG112,836,020112,836, MOUNTAINS GRP107,391,244108,221, INS GRP101,496,013104,860, INS GRP99,881,525103,638, LTD GRP94,261,79696,214, CORP GRP93,981,64497,954, **INDUSTRY TOTAL**10,011,463.

7 031 10,091,454, (Direct losses incurred / Direct premiums earned) (Direct losses incurred + Direct defense and cost containment expenses incurred) / (Direct premiums earned)NOTE: Based on filings received by April 1, 2013, an estimated of Property/Casualty filings have been received. Additional information can be found on the NAIC's Research and Actuarial Dept. Webpage at 2013 NATIONAL ASSOCIATION of Insurance Commissioners04/01/2013 NATIONAL ASSOCIATION OF INSURANCE COMMISSIONERSPROPERTY AND CASUALTY INSURANCE INDUSTRY2012 TOP 25 GROUPS AND COMPANIES BY COUNTRYWIDE PREMIUMBy Line of Business16-Workers'Compensation 2013 NATIONAL ASSOCIATION of Insurance Commissioners04/01/2013 NATIONAL ASSOCIATION OF INSURANCE COMMISSIONERSPROPERTY AND CASUALTY INSURANCE INDUSTRY2012 TOP 25 GROUPS AND COMPANIES BY COUNTRYWIDE PREMIUMBy Line of

8 Business16-Workers'CompensationRANKBYPRE MGROUP/COMPANYCODEGROUP/COMPANY NAMEDIRECTPREMIUMSWRITTENDIRECTPREMIUMSE ARNEDDIRECTLOSS TOEPRATIO DIRECTLOSS & DCCTO EPRATIO MARKETSHARE %CUMULATIVEMARKETSHARE %1111 LIBERTY MUT GRP4,179,078,2584,129,632, GRP3,801,993,2683,567,926, FIRE & CAS GRP3,286,685,8873,284,082, INTL GRP2,952,156,6083,164,450, INS GRP2,771,221,6672,788,929, INS FUND1,943,837,9221,878,020, HATHAWAY GRP1,256,635,2191,125,968, REPUBLIC GRP1,112,252,3061,084,241, INC GRP1,049,478,826994,926, BERKLEY CORP GRP989,429,684913,833, LTD GRP956,547,447919,884, GMACI MAIDEN GRP915,326,582799,624, MUT INS CO906,404,860829,189, COMPENSATION INS FUND903,787,259938,793, INS GRP845,974,580859,301, FIN GRP837,998,581844,447, OF MI GRP821,633,851804,825, HOLDINGS GRP575,373,271507,770, FINANCIAL GRP445,765,672394,328, JERSEY MANUFACTURERS GRP443,757,697444,622, INS GRP430,929,675436,259, GRP420,166,921418,449, ASSUR414,981,672409,325, INS GRP405,140,372380,490, CORP399,848,517388,327.

9 **INDUSTRY TOTAL**48,077,080,573 46,728,038, (Direct losses incurred / Direct premiums earned) (Direct losses incurred + Direct defense and cost containment expenses incurred) / (Direct premiums earned)NOTE: Based on filings received by April 1, 2013, an estimated of Property/Casualty filings have been received. Additional information