2018 HIGHLIGHTS AND CHANGES GET READY …

1 2018 HIGHLIGHTS AND CHANGESGET READYBENEFITS AT A GLANCEMEDICAL PLAN PRESCRIPTIONSDENTAL PLANVISION PLANVOLUNTARY BENEFITSWELLNESSFSAsADDITIONAL BENEFITSVACATION TIMEENROLLMENT REMINDERSCONTACTS2018 BeneFlex Benefits Guide Open Enrollment is Monday, November 6 Friday, November 17, 20172018 HIGHLIGHTS AND CHANGESGET READYBENEFITS AT A GLANCEMEDICAL PLAN PRESCRIPTIONSDENTAL PLANVISION PLANVOLUNTARY BENEFITSWELLNESSFSAsADDITIONAL BENEFITSVACATION TIMEENROLLMENT REMINDERSCONTACTS12018 HIGHLIGHTS and ChangesOur Open Enrollment site is you haven't visited this site before, you must click on Register to set up your user name, password, and security questions. Our company key is chemourscompany (all lowercase).Health Plan ChangesChemours will continue to offer the same medical plans in 2018 .

2 Your medical coverage includes prescription and mental health benefits. Your medical insurance carrier and network will depend on your home ZIP Code. During the enrollment process, you will be presented with the medical insurance carrier for your components like your medical coinsurance (what you pay after meeting your deductible), out-of-pocket maximums, and the Chemours contribution to your Health Savings Account will remain the same. There will be a slight increase to the Choice Plus Plan in-network deductible, based on an IRS increase of the minimum deductibles for High Deductible Health Plans. The in-network deductible for individual coverage will increase from $1,300 to $1,350 and for all other coverage levels, the in-network deductible will increase from $2,600 to $2, to the rise in healthcare costs as well as our claims experience, there will be some cost increases for 2018 .

3 The following benefits will have higher premiums (how much you pay out of each paycheck) Medical, Dental and Voluntary Life Insurance. There will be a slight decrease in Vision Insurance premiums. Teladoc CHANGES New for 2018 ! Teladoc will be a free telemedicine service available to employees and their eligible dependents. Today, each Teladoc consultation costs $40, after you meet your deductible the cost is $8. Beginning January 1, 2018 , we are enhancing the benefit the Teladoc consultation fee will be reduced to $ HIGHLIGHTS AND CHANGESGET READYBENEFITS AT A GLANCEMEDICAL PLAN PRESCRIPTIONSDENTAL PLANVISION PLANVOLUNTARY BENEFITSWELLNESSFSAsADDITIONAL BENEFITSVACATION TIMEENROLLMENT REMINDERSCONTACTS22018 HIGHLIGHTS and ChangesOur Open Enrollment site is s NewChemours is pleased to offer new voluntary benefit programs administered by MetLife beginning January 1, During our upcoming Annual Open Enrollment, benefits eligible employees can choose to supplement their current benefits coverage by purchasing Accident Insurance, Critical Illness Insurance, and Legal Service coverage all on a post-tax basis.

4 These new voluntary benefits are in addition to the Auto Insurance and Home Insurance benefits already being offered by MetLife. Accident Insurance Receive 24-hour protection when you enroll in Accident Insurance coverage. The accident Insurance benefit payout is a lump-sum cash benefit when you or a covered family member are hurt in an accident. You can use group Accident insurance to help pay for emergency treatments or costs associated with treatment related to transportation and lodging. Submit a claim and receive payment for covered treatments and services related to accidents. Refer to the plan schedule for a full listing of diagnoses and corresponding benefit Illness Insurance MetLife s Voluntary Critical Illness insurance coverage will help with the treatment costs of covered critical illnesses such as cancer, heart attack, or a stroke.

5 The benefit pays you directly with a lump-sum cash benefit upon diagnosis treatment is not required. Critical illness protection provides a lump-sum benefit to help with out-of-pocket medical expenses and the living expenses that can accompany a covered critical illness. Legal Service The Hyatt Legal plan is affordable and offers a user-friendly experience. When you enroll in this benefit, you have access to more than 14,000 attorneys in all 50 states and territories and you will have the freedom to choose the way you interact with an attorney. The legal plan benefits include office visits, phone consultations, email, mail, or fax. Receive advice for a wide variety of legal matters including, but not limited to, estate planning, real estate, family law, consumer protection, and financial HIGHLIGHTS AND CHANGESGET READYBENEFITS AT A GLANCEMEDICAL PLAN PRESCRIPTIONSDENTAL PLANVISION PLANVOLUNTARY BENEFITSWELLNESSFSAsADDITIONAL BENEFITSVACATION TIMEENROLLMENT REMINDERSCONTACTS3 Get readyAnnual Benefits Open Enrollment Dates Monday, November 6 Friday, November 17, 2017At Chemours our benefit programs are designed to help you live healthy.

6 We carefully review our benefit plans each year to offer you comprehensive and affordable choices. We also offer Health Advocate free, valuable Health Advocacy services to make healthcare easier for you and your family. Your partnership as a healthcare consumer is important understanding your healthcare options and costs, focusing on wellness, and using our plans wisely all help to manage overall costs. This guide provides you with information on how to achieve optimal health and wellness through a variety of benefit options, programs, and resources available to you and your eligible family members. Enjoying life has a lot to do with feeling healthy. Annual Benefits Open Enrollment is your opportunity to make CHANGES to your benefits*. For example, you can add dependents to your medical coverage, enroll in a Flexible Spending Account, or increase your supplemental life insurance coverage by purchasing a higher level of coverage.

7 Selecting your benefits is an important decision for you and your family, so we encourage you to review all of the benefit options and resources available to remains your partner on your wellness journey, and we are committed to keeping our benefit plan strong and sustainable. You can help share this responsibility with us by being smart about healthcare and becoming a better healthcare consumer, a few tips: Maintain a healthy lifestyle by eating better, exercising, losing weight, and quitting tobacco use Know what your health plan covers, remember that the costs for medical procedures and tests can vary widely depending on the doctor and the facility Promote good health and detect problems early by taking advantage of preventive care and health screenings Visit an in-network urgent care center for non-emergency care for less than the cost of visiting an ER* Applies to all employees covered under The Chemours Benefits 2018 BENEFIT INFORMATIONFor more information before and during Annual Open Enrollment, visit or call The Chemours Benefits Center at (844)

8 ADVOCATEL earn more about the benefits of having your own personal Health Advocate on page HIGHLIGHTS AND CHANGESGET READYBENEFITS AT A GLANCEMEDICAL PLAN PRESCRIPTIONSDENTAL PLANVISION PLANVOLUNTARY BENEFITSWELLNESSFSAsADDITIONAL BENEFITSVACATION TIMEENROLLMENT REMINDERSCONTACTS4 Your Enrollment Checklist Consider your coverage needs. Don t select more coverage than you need or overlook benefits that provide you with cost saving opportunities. Compare your medical options. The two 2018 medical options work similarly, but there are some differences you can either pay more in premiums (what is deducted from your paycheck) for lower deductibles and out-of-pocket maximums, or pay less in premiums with higher deductibles and out-of-pocket expenses. Complete your free, confidential health screening.

9 Receive a $40 Monthly Healthy Incentive Premium Credit by completing your annual free, on-site health screening, administered by Interactive Health. For more information, call Interactive Health at (855) 271-5132 or visit online at Have your dependent information READY . If you are enrolling dependents for the first time, you will need to provide proof that your dependent is eligible for coverage; for example, a birth certificate for a child or a marriage certificate for a spouse. Review your beneficiaries. Keep your beneficiary information up to date. There s no better time than annual open enrollment to review and update your life insurance beneficiary information. Change or Confirm your life insurance beneficiaries online at or call (844) 215-5096 to speak with a Chemours Benefits Service Center Representative.

10 Change or confirm your HSA beneficiaries online at HIGHLIGHTS AND CHANGESGET READYBENEFITS AT A GLANCEMEDICAL PLAN PRESCRIPTIONSDENTAL PLANVISION PLANVOLUNTARY BENEFITSWELLNESSFSAsADDITIONAL BENEFITSVACATION TIMEENROLLMENT REMINDERSCONTACTS5 BeneFlex EligibilityWho Is Eligible?All full-service regular employees (full- or part-time regular) in the , scheduled to work 20 or more hours per may be eligible to cover your family members in your Chemours Beneflex Medical, Dental, and Vision Plans. Upon enrolling or updating enrollment of a dependent into a Chemours BeneFlex Benefit Medical, Dental, or Vision Plan, you will be required to certify the dependent is eligible for coverage. You must provide Social Security Number (SSN) information for each of your dependents in order for them to be added to your coverage.