2022 EMPLOYEE BENEFITS SUMMARY

1 2022 EMPLOYEE BENEFITS . SUMMARY . O U R G O A L THE HEALT H IE S T E MP LOY E E S IN A ME R IC A. OVERVIEW. 2022 PINEAPPLE. PERKS OVERVIEW. Table of Contents Eligibility 3. BENEFITS Overview Medical BENEFITS 4. Medical Plan Comparisons and Rates 7. Telehealth BENEFITS 10. Prescription BENEFITS 11. Baptist Health Pharmacies 12. Dental BENEFITS 13. Vision BENEFITS 15. Health Incentive/Flexible Spending Accounts 16. Disability Insurance 17. Life and AD&D Insurance 18. Retirement Retirement BENEFITS 20. Other BENEFITS Legal Services 21. Pet Assure 22. Activ4 Pets 22. Student Loan Refinancing 23. Transportation Benefit Program 23. Other Great Perks 23. Contacts 24. Disclosure Notices 25. ELIGIBILITY. 2022 PINEAPPLE. PERKS OVERVIEW. This SUMMARY includes descriptions of key benefit plans and other perks available to you in 2022. For more detailed information and a complete list of all our BENEFITS , see the 2022 Pineapple Perks guide, posted on and enter BENEFITS and Perks in the search bar.

2 Who's eligible for BENEFITS ? You and your dependents are eligible for Baptist Health EMPLOYEE BENEFITS on the first day of the month coinciding with or following your hire date or status-change date if you are: A regular part-time EMPLOYEE (20 to 35 hours a week); or A regular full-time EMPLOYEE (36 to 40 hours a week). Your eligible dependents are: Your spouse (opposite or same gender) to whom you are legally married. Your dependents up to age 26 who are your biological, step- or adopted children, or dependents for whom you have legal or court-ordered guardianship, or for whom you are legally responsible, including health coverage because of a qualified medical child support order. For the legal plan, your unmarried child (biological, step- or adopted) up to age 26, residing with you and who is a full-time student of an accredited learning institution or college. Dependents are covered until the end of the calendar month in which they reach age 26.

3 After enrolling your dependent(s), you must provide documentation such as a marriage license for your spouse and/or a copy of the birth certificate or adoption papers for your children. How to enroll in your BENEFITS : Enroll online through PeopleSoft, which you can access via You will need to enter your network user ID and password. These are the same credentials you use to log on to your Baptist Health computer. If you have a network account or password- related question, contact IT's Rapid Response team for assistance. We help you care for those you care about most. 3. Get healthier, and save MEDICAL. money along the way! Healthy, happy employees, lead to an engaged workforce and MEDICAL BENEFITS excellent patient care. At Baptist Health, we not only serve our patients, we are here to serve our most important asset too - our employees. We care about you and are here to help you be your best!

4 Plus, with Our goal is to have the healthiest skyrocketing employees healthcare costs, having a in America. healthier workforce will help us manage our $200 million medical costs and the cost employees To give you even better ways to manage your health, our BENEFITS offerings include two national medical plans (Aetna and Get healthier, and save pay for BENEFITS . What's the plan? It's a support system built UnitedHealthcare). Both plans give you access to a broad national network of providers that also include Baptist Health facilities, upon four pillars. Baptist Health Medical Group, Baptist Health Quality Network, and the Baptist Health Medical Group North.. money along the way! Each time you need medical services, you choose which network of providers to access: In the Pineapple Premier Plan, you have options of the Baptist Health Network, the Aetna POS II Network or out-of-network providers.

5 Healthy, happy employees, lead to an engaged workforce and excellent In the Pineapple Basic patient Plan, you havecare. At Baptist options of theHealth, we not only Choice UnitedHealthcare serve our Plus Network or out-of-network providers. patients, we are here to serve our most importantBecause, at Baptist Health, we care about you. asset too - our employees. We care about you and are here to help you be your best! Plus, with skyrocketing healthcare costs, having a healthier workforce will help PINEAPPLE PREMIER PLAN. us manage our $200 million medical costs and the cost employees pay for BENEFITS . What's the plan? It's a support system built Our EMPLOYEE -driven Pineapple Premier upon four Plan is managed by Aetna. You will pay a deductible of $1,000 for individual coverage pillars. (or $2,000 for family) but have the opportunity to Webring your adeductible are launching brand down The latestto $0 Wellness from in 2023 if you complete Staying certain wellness on top of your Within our Network at new EMPLOYEE -driven Advantage is a Super health is so important Baptist Health, we have activities by October 31, 2022.

6 Under this plan,engaged you have Healthaccess Plan to theSavvy broad Aetna national network, but can receive exceptional BENEFITS experienced The Pineapple and services at a lower cost when you use a Baptist Health Premier Network. This Interactive Wellness planplatform includes a particularly also that to your well-being, if you identifypremium lower EMPLOYEE staff, and award winning Plan -- the more active you will control from your being at risk for a health programs and state-of- fewer out-of-pocket costs than the Pineapple Basic Planyou and engaged and arefeatures in in- PC and out-of-network or on the go from your BENEFITS . concern. We care about the-art facilities - we offer becoming healthier the mobile device! Check off you and want to help. So The Best of the Best'. better you will feel mind, important health activities we're offering one-on-one and are here for the body and and if that (like going for an annual individualized Custom community and our own wasn't enough motivation, To find a provider for the Pineapple Premier Plan, please visit Because, at Baptist Health, we care about you.)

7 PCP wellness visit and #/bhsfCare treatment plans for employees. here's one more perk getting a health screening) those that need it. - the more engaged and track metrics (like and active you are in your steps, amount of enhancing your well- sleep) and also rack up a being, the more money ton of gaming points by These two first pillars are coming together PINEAPPLE BASIC PLAN you'll save on taking down getting health tips, joining as the initial step in your My Total Health the deductible of the new fun Wellness Challenges health plan! In fact, you , etc. that all add up to The Pineapple Basic Plan is managed by UnitedHealthcare have the ability to and take also offers more in- and money youout-of-network can save journey. BENEFITS . Join us inthis Under becoming the healthiest the deductible all the way plan, you will have a low annual deductibleWeofare$300 for individual coverage on your health plan!

8 ($600 for family). workforce Youonwill have in the nation mind, body and launching down to $0!a brand The latest from Wellness Staying top of your the opportunity Within our Network at new EMPLOYEE -driven Advantage is a Super health is sosoul and important save money along Baptist Health, wethe haveway too! to bring your deductible down to $200 forengaged the 2023 calendar year Savvy Health Plan . by completing Interactive the health assessment online through to your well-being, exceptional experienced Virgin Pulse by October 31, 2022. The Pineapple Basic The Pineapple Plan has aWellness Premier higherplatform premium that and more out-of-pocket particularly if you identify costsstaff, than thewinning award Plan -- the more active you will control from your being at risk for a health programs and state-of- Pineapple Premier Plan. and engaged you are in PC or on the go from your concern.

9 We care about the-art facilities CONTINUE - weTO. offer NEXT PAGE. becoming healthier the mobile device! Check off you and want to help. So The Best of the Best'. better you will feel mind, important health activities we're offering one-on-one and are here for the body and and if that (like going for an annual individualized Custom community and our own To find a provider for the Pineapple wasn't Basic Plan, pleasePCP. enough motivation, visit wellness visit and Care treatment plans for employees. here's one more perk getting a health screening) those that need it. - the more engaged and track metrics (like and active you are in your steps, amount of enhancing your well- sleep) and also rack up a being, the more money ton of gaming points by These two first pillars are coming together you'll save on taking down getting health tips, joining the deductible of the new fun Wellness Challenges as the initial step in your My Total Health health plan!

10 In fact, you , etc. that all add up to have the ability to take more money you can save journey. Join us in becoming the healthiest the deductible all the way on your health plan! workforce in the nation mind, body and down to $0! soul and save money along the way too! CONTINUE TO NEXT PAGE. 4. pay for BENEFITS . What's the plan? It's a support system built upon four pillars. MEDICAL. MEDICAL BENEFITS Because, at Baptist Health, we care about you. Get healthier and save money! The Virgin Pulse platform managed by My Wellness Advantage is a web application and mobile app that provides fun, personalized tools to support We areall aspects launching of your wellness a brand journey. The latest from Wellness Set up like on Staying a game, top of youryou earnWithin points by visiting our Network at the d on the new new EMPLOYEE -driven site regularly and participating engaged in the Health your health goals, participate inThe wellness Pineapple Premier voluntary Advantage is a Super Plan activities of your Savvy challenges, Wellness choice.