30 September 2018 CIMB Islamic Balanced Fund

1 31 July 2018 cimb Islamic Balanced FundAvailable under the EPF Members Investment S S E T M A N A G E M E N T 2017 2016 2015 2014 2013 50%- 30%- 10%10%30%50%70%90%110%130%150%170%190%21 0%230%250%Oct-01 Jun-02 Mar-03 Nov-03 Jul-04 Apr-05 Dec-05 Sep-06 May-07 Jan-08 Oct-08 Jun-09 Mar-10 Nov-10 Jul-11 Apr-12 Dec-12 Aug-13 May-14 Jan-15 Oct-15 Jun-16 Feb-17 Nov-17 Jul-18 FundBenchmarkFUND OBJECTIVEFUND PERFORMANCE in MYRC umulative Performance (%) cimb -Principal Asset Management Berhad10th Floor, Bangunan cimb , Jalan SemantanDamansara Heights, 50490 Kuala : (603) 2084 8888 Fax: (603) 2084 8899 Website.

2 TickerISIN CodeCurrencyMYRMYU1000BE007 BHALMIZ MKTo achieve medium to long-term growth in both capital and income by investing in permissible Shariah-compliant VOLATILITYFUND INFORMATIONL ocationKuala Lumpur, MalaysiaDomicileMalaysiaFund CurrencyRinggit MalaysiaFund Size (MYR)MYR millionFund million unitsFund Launch8 March 2001 fund Inception (MYR)8 March 2001 Benchmark30% FTSE Bursa Malaysia EMAS Shariah Index + 30% MSCI AC Asia ex Japan Islamic Index + 40% cimb Islamic 1-month Fixed Return Income Account-i (FRIA-i)DealingDaily (as per Bursa Malaysia trading day)Application FeeIUTA: of NAV per unitCWA: of NAV per unitManagement of the NAVT rustee of the NAVUnit NAV (MYR)MYR Months6 Months3 Years5 YearsSince Inception1 Year1 Jul 20183-yearFund VolatlityLipper Analytcs^Based on the fund 's portfolio returns as at 15 July 2018 , the Volatility Factor (VF) for this fund is and is classified as "Low" ( source: Lipper).

3 "Low" includes funds with VF that are above but not more than The VF means there is a possibility for the fund in generating an upside return or downside return around this VF. The Volatility Class (VC) is assigned by Lipper based on quintile ranks of VF for qualified funds. VF is subject to monthly revision and VC will be revised every six months. The fund 's portfolio may have changed since this date and there is no guarantee that the fund will continue to have the same VF or VC in the future.

4 Presently, only funds launched in the market for at least 36 months will display the VF and its VC. We recommend that you read and understand the contents of the Master Prospectus (Shariah-Compliant Funds) Issue No. 10 dated 30 June 2017, which has been duly registered with the Securities Commission Malaysia, before investing and that you keep the said Master Prospectus (Shariah-Compliant Funds) for your records. Any issue of units to which the Master Prospectus (Shariah-Compliant Funds) relates will only be made upon receipt of the completed application form referred to in and accompanying the Master Prospectus (Shariah-Compliant Funds), subject to the terms and conditions therein.

5 Investments in the fund are exposed to country risk, credit and default risk, currency risk, interest rate risk, risk of investing in emerging markets and stock specific risk. You can obtain a copy of the Master Prospectus (Shariah-Compliant Funds) from the head office of cimb -Principal Asset Management Berhad or from any of our approved distributors. Product Highlight Sheet ("PHS") is available and that investors have the right to request for a PHS; and the PHS and any other product disclosure document should be read and understood before making any investment decision.

6 There are fees and charges involved in investing in the funds. We suggest that you consider these fees and charges carefully prior to making an investment. Unit prices and income distributions, if any, may fall or rise. Past performance is not reflective of future performance and income distributions are not guaranteed. You are also advised to read and understand the contents of the Financing for Investment in Unit Trust Risk Disclosure Statement before deciding to obtain financing to purchase units. Where a unit split/distribution is declared, you are advised that following the issue of additional units/distribution, the NAV per unit will be reduced from pre-unit split NAV/cum-distribution NAV to post-unit split NAV/ex-distribution NAV; and where a unit split is declared, the value of your investment in Malaysian ringgit will remain unchanged after the distribution of the additional units.

7 *Note: The fund does not invest in interest bearing instruments; the interest rate referred herein is to the general interest rate of the country, which may affect the value of the investments of the Recent fund Distributions (Sen/Unit) (%) cimb -PRINCIPAL AWARDS AND ACCOLADESNote: March 2001 to July data represents the combined income & capital return as a result of holding units in the fund for the specified length of time, based on bid to bid prices. Earnings are assumed to be reinvested. Calendar Year Performance (%)Page 1 of 231 July 2018 cimb Islamic Balanced FundAvailable under the EPF Members Investment S S E T M A N A G E M E N T fund MANAGER'S REPORTRISK STATISTICSPORTFOLIO ANALYSISASSET ALLOCATIONSECTOR BREAKDOWNTOP HOLDINGSCOUNTRY ALLOCATIONS ukuk Equities (Foreign) Equities (Local) / Services & Gas Materials fund Kong Korea Islands States 1 Alibaba Group Holding LtdCayman Islands 2 Tenaga Nasional BhdMalaysia 3 IHH Healthcare BhdMalaysia 4 Samsung Electronics Co.

8 LtdSouth Korea 5 BHP Billiton LtdAustralia 6 Reliance Industries LtdIndia 7 Petronas Chemicals Group BhdMalaysia 8 Axiata Group BhdMalaysia 9 CNOOC LtdHong Kong 10 WCT Hldgs BhdMalaysiaAA- July, the fund increased by , underperforming the Benchmark by 12 basis points (bps). Year-to-date, the fund declined , outperforming the Benchmark by 38 bps. For Equities, Korea and China contributed positively while Malaysia and Hong Kong were detractors. Overall, Fixed Income outperformed Equities.

9 Islamic Asian ex-Japan equities gained + (USD) in July, with ASEAN outperforming North Asia amidst easing of sell flows from foreign investors. The Dollar Index was flat after rising meaningfully from April - June, while oil price declined , easing concerns especially for oil-importing countries with twin deficits. The Chinese Yuan however continued its depreciation by 3% against the USD with the increasing divergence in monetary policies.

10 For Malaysia, Telecommunication companies led the increased while Industrials companies also outperformed the benchmark after May IPI rose Year-on-Year, driven by a rise in manufacturing output. Jun CPI came in at YoY, reflecting the zero-rating of the GST. For fixed income, the main contributors were from power, quasi-sovereign and REITs related sukuk in the fund . We have recently de-risked form positions that are impacted from the worsening trade environment in China (industrial automation delay, change in ownerships of foreign Joint Venture companies) in favor of dividend yielding companies with growth.